Palm Harbor Homes with Lake Front Water Frontage

Palm Harbor Homes with Lake Front Water Frontage

Welcome to Palm Harbor, Florida – a picturesque gem nestled in the heart of Pinellas County. Known for its stunning natural beauty and vibrant community, Palm Harbor boasts a unique blend of suburban charm and coastal allure. With its lush landscapes, friendly neighborhoods, and a plethora of recreational activities, it’s no wonder that this enchanting city has become a sought-after destination for homebuyers.

One of the standout features of Palm Harbor is its breathtaking lakefront properties. Imagine waking up each morning to the soothing sounds of water lapping at your doorstep, with panoramic views of serene lakes that reflect the vibrant Florida skies. Homes with lakefront frontage offer not just a place to live, but a lifestyle filled with tranquility and outdoor adventure. Whether you enjoy fishing, kayaking, or simply soaking in the sun from your private dock, these properties provide an idyllic setting for relaxation and recreation.

In addition to its natural beauty, Palm Harbor is home to top-rated schools, a variety of shopping options, and delightful dining experiences. The community is rich in cultural events and local festivals, ensuring there’s always something exciting happening around town. With easy access to nearby beaches and parks, residents can enjoy the best of Florida living, all while being part of a welcoming and tight-knit community.

Whether you’re looking to settle down or seeking a vacation retreat, Palm Harbor’s lakefront homes offer an unparalleled opportunity to embrace a lifestyle that harmonizes with nature. Discover your dream home in this enchanting city, where every day feels like a getaway!

Newest Palm Harbor Homes with Lake Front Water Frontage

2194 Pinnacle Circle N, Palm Harbor
$824,900
3 Beds ⋅ 2 Baths ⋅ Cobbs Landing SubDv. ⋅ 34684 Zip Code
NOW OFFERED WITH A $25,000 PRICE IMPROVEMENT! An unexpected relocation brings to market this beautifully renovated 3 BEDROOM, 2 BATH POOL HOME with a THREE-CAR GARAGE in the highly sought-after Pinnacle enclave of Cobb's Landing! Purchased with plans to be their forever home, the sellers invested in extensive renovations and improvements. This estate offers a rare opportunity to enjoy an established, highly desirable community known for its beautiful homes, along with the benefits of recent updates. The split floor plan provides privacy between the primary suite and secondary bedrooms, while 12-foot cathedral ceilings create a bright, open feel. Interior improvements include professionally painted living spaces, six-panel interior doors, brushed nickel knobs and hinges, closet doors, high-performance LVP flooring in the formal and primary areas, plantation blinds, high-end chandeliers, ceiling fans, marble vanity tops, brushed nickel faucets and shower heads, Levelor light-filtering blinds, custom primary bedroom curtains, and floating laundry room shelving. The HVAC system has been serviced, with deep-cleaned coils and recent ductwork cleaning. Pella hurricane windows provide protection and efficiency. The kitchen was reimagined with a more functional layout for everyday living and entertaining. Upgrades include premium quartz countertops and backsplash, induction range with air fry, dishwasher with stainless steel tub, microwave with heat sensor, smart refrigerator, deep single-bowl stainless steel sink, touchless faucet, tankless reverse osmosis at the sink and refrigerator, refinished cabinet and drawer fronts, soft-close doors and drawers, custom drawer organizers, 3/4 HP disposal, and GFCI outlets. Situated on a 0.28-acre lot, a field separates the backyard from neighbors, offering privacy and daily deer sightings. The pool, freshly cleaned paver patio, and updated screening create an ideal setting for relaxing or entertaining. Refreshed landscaping includes new mulch and plantings. Additional exterior improvements include facade lighting, freshly painted front doors, hardware and deadbolt, weather stripping, and a soft-washed cement tile roof. Cobb's Landing residents enjoy a community park, waterfront gazebo, boat slips, walking trails, tennis courts, and private access to Lake Tarpon. Restaurants, shopping, and popular beaches are located nearby.

2194 Pinnacle Circle N, Palm Harbor

5836 Windermere Drive, Palm Harbor
$685,000
4 Beds ⋅ 3 Baths ⋅ Glenridge East SubDv. ⋅ 34685 Zip Code
Welcome to your slice of Florida paradise in the gated Glenridge East community in the heart of Palm Harbor! Situated on a beautifully landscaped corner lot overlooking a tranquil pond, this spacious 4-bedroom, 3-bath, 3-car garage pool home offers the perfect blend of privacy, comfort, and Florida living. Soaring ceilings, abundant natural light, and solid-surface flooring throughout create a bright, inviting atmosphere. The crisp white kitchen features stone countertops, a beautiful glass tile backsplash, stainless steel appliances, generous cabinetry, and a breakfast bar. The adjoining living area showcases an updated stone fireplace with a wine fridge and pocket sliding *HURRICANE RATED* glass doors that open completely to the expansive covered lanai, screened pool, and peaceful pond views—perfect for indoor-outdoor entertaining! The desirable split floor plan offers a private primary retreat with direct pool access, a soaking tub, and custom California Closets. Additional highlights include a convenient pool bath, indoor laundry room with utility sink, and no carpet. Major improvements include a NEW A/C (2023), NEW hurricane rated windows and doors (2022), and pool pump (2020). Enjoy the privacy of this quiet gated neighborhood while remaining conveniently located near Ridgemoor Central Park, Brooker Creek Preserve, John Chesnut Park, golf courses, shopping, dining, historic Tarpon Springs, and the beautiful Gulf beaches. A wonderful opportunity to enjoy the best of Palm Harbor living!

5836 Windermere Drive, Palm Harbor

3277 Hibiscus Drive, Palm Harbor
$324,000
3 Beds ⋅ 2 Baths ⋅ Cloverplace Condo SubDv. ⋅ 34684 Zip Code
WELCOME TO CLOVERPLACE! BEAUTIFULLY REMODELED FROM TOP TO BOTTOM! Discover this stunning three-bedroom, two-bathroom villa-style condominium with an oversized one-car garage, nestled in a beautifully maintained Palm Harbor community. Majestic oak trees line the streets, while sidewalks invite leisurely strolls and neighborhood walks. Recently renovated from floor to ceiling, this move-in-ready home offers a bright, open floor plan with soaring volume ceilings, elegant crown molding, and thoughtfully selected finishes throughout. Beautiful ceramic tile enhances the main living spaces, while two bedrooms feature upgraded carpeting. The spacious layout is ideal for comfortable everyday living and entertaining. THE KITCHEN IS A SHOWSTOPPER! Enjoy custom wood cabinetry, gorgeous quartz countertops, and high-end LG appliances, creating a stylish and functional space for preparing meals and gathering with family and friends. The inviting primary suite features double-door entry, a generous walk-in closet, and a beautifully updated en-suite bathroom with a walk-in shower. Two additional bedrooms provide flexibility for guests, a home office, or hobbies. The updated guest bathroom is conveniently located and offers a tub/shower combination. Step outside to your PRIVATE BACKYARD RETREAT! An enclosed rear patio provides a wonderful spot for morning coffee, relaxation, and enjoying the peaceful outdoor setting. A yard irrigation system adds convenience. Additional features include an oversized one-car garage with a remote-operated door, a spacious driveway with potential parking for up to four vehicles, and oversized, high-end Samsung front-loading washer and dryer. IMPORTANT UPDATES: ROOF (2024), AIR CONDITIONING (2020), AND WATER HEATER (2020). Cloverplace is known for its mature landscaping, majestic oaks, sidewalks, and welcoming neighborhood atmosphere. Residents enjoy a spacious COMMUNITY SWIMMING POOL, and this home is conveniently located near the pool for easy access on warm Florida days. LOCATION, LOCATION, LOCATION! Situated in desirable Palm Harbor, this property offers convenient access to shopping, dining, medical facilities, area airports, parks, and beautiful Gulf Coast beaches. Enjoy the best of Florida living while coming home to a thoughtfully updated residence in an established community. SELLER FINANCING MAY BE CONSIDERED for qualified buyers! Whether you're seeking a year-round residence or seasonal Florida retreat, this exceptional property offers an appealing blend of style, comfort, privacy, and convenience. Schedule your private showing today!

3277 Hibiscus Drive, Palm Harbor

5490 Greyston Street, Palm Harbor
$415,000
3 Beds ⋅ 2 Baths ⋅ Chattam Landing Ph I SubDv. ⋅ 34685 Zip Code
YOUR PEACEFUL RETREAT IN PALM HARBOR! Tucked inside gated Chattam Landing in Ridgemoor’s East Lake area, this beautifully maintained three-bedroom, two-bath home offers an open floor plan, more than 1,500 square feet, and a two-car garage. From the front door, enjoy a direct sightline through the home to the wooded conservation setting beyond. Relax on the screened lanai and take in the pond and natural surroundings, where deer and other wildlife thrive. The inviting living area features a beautiful fireplace and built-in shelves, while the primary bedroom has a fireplace of its own. Large replacement bay windows bring in natural light, and the kitchen features beautiful countertops and stainless steel appliances. Recent updates include interior and exterior paint, upgraded lighting and fans, updated bathrooms, HVAC, refrigerator, garbage disposal, and washer and dryer. A convenient interior laundry room, central vacuum, irrigation, surround sound, Nest AC control, TVs in the rooms and on the patio, and garage storage add everyday comfort. Chattam Landing is a gated, deed-restricted community of approximately 90 villas, known for quiet, tree-lined streets, mature landscaping, ponds, and conservation areas that provide a natural setting for local wildlife. Residents have access to Ridgemoor’s tennis and basketball courts and playground. Shopping, dining, golf, John Chesnut Sr. Park, Gulf beaches, and Tampa International Airport are all within convenient reach. The tile roof was installed in 2019, and the home also features PEX repiping and a hybrid high-efficiency water heater installed in 2020. Don’t miss your opportunity to enjoy the peaceful setting and convenience of Ridgemoor living. Schedule your private showing today!

5490 Greyston Street, Palm Harbor

231 Lagoon Drive, Palm Harbor
$430,000
Ozona Shores 3rd Add SubDv. ⋅ 34683 Zip Code
Don’t just build a home, build your future in the heart of Ozona, one of Pinellas County’s most sought-after coastal communities. This exceptional homesite is cleared and leveled, offering a rare opportunity to fast-track your build in a location where waterfront and water-access properties are increasingly hard to find. With access to Brooker Creek and the Gulf of America, this property delivers the best of Florida coastal living, whether you’re heading out by boat or simply soaking up the water views and natural surroundings. An added advantage: Pinellas County has future plans to increase the clearance of the Shore Drive bridge, which is expected to allow for larger vessels to pass, further enhancing the long-term boating appeal of this location. The main lot offers approximately 116 feet of depth by 82 feet of width (9,512 sq ft), with an additional 1,848 sq ft parcel located along the water on the east side of Lagoon Dr, bringing the total to approximately 11,360 sq ft. This unique configuration provides flexibility for design, outdoor living, and maximizing your waterfront experience. Location is everything, and Ozona delivers. Known for its golf cart-friendly lifestyle and tight-knit coastal charm, this community offers easy access to local marinas, waterfront dining, and some of the area’s most beloved restaurants and gathering spots. Spend your days on the water, your evenings catching sunsets on a golf cart ride, and your weekends enjoying nearby amenities like the Sunderman Sports Complex and the scenic Pinellas Trail. The property is also conveniently located near Ozona Elementary and Palm Harbor University High School, making it an easy everyday lifestyle choice. Opportunities like this, cleared, build-ready land with water access, Gulf connectivity, and future upside are incredibly rare in Ozona. Don’t just live… live coastal. Survey and soil test available upon request.

231 Lagoon Drive, Palm Harbor

3730 Jacmel Way, Palm Harbor
$979,900
4 Beds ⋅ 5 Baths ⋅ Juniper Bay Ph 3 SubDv. ⋅ 34685 Zip Code
WOW! EXCEPTIONAL LANSBROOK HOME WITH POND & CONSERVATION VIEWS! More PICS TO COME of the sensational views!!! Welcome to this stunning home in the prestigious community of Juniper Bay in Lansbrook! Situated on an expansive half-acre-plus corner lot, this beautiful 4 bedroom, 4.5 bath home offers 3,533 square feet of living space, picturesque pond and conservation views, and a floor plan designed to accommodate a variety of lifestyles. Featuring a dedicated Office/Study, an expansive upstairs Bonus Room with its own half bath, and a desirable triple-split bedroom layout, this home offers exceptional flexibility for growing families, multigenerational living, or anyone seeking extra space to work, relax, and entertain. From the moment you enter, you'll appreciate the 11-foot ceilings, crown molding, and laminate flooring throughout the Living Room, Dining Room, and Office. The spacious kitchen is a standout, featuring NEW Calcutta Quartz countertops (2026), a large center island with stainless steel cooktop, 42-inch wood cabinetry, a built-in desk, breakfast bar, and a cozy breakfast nook overlooking the pool. The adjoining Family Room features a wood-burning fireplace and pocketing sliding glass doors that open to the covered lanai, creating a wonderful indoor-outdoor living experience. The thoughtfully designed triple-split floor plan provides privacy and versatility. Bedrooms 2 and 3 each feature their own en-suite bathroom with a walk-in shower, making them ideal for family members or guests who appreciate their own private space. The rear bedroom offers additional flexibility for an in-law arrangement, with convenient access to a full bathroom and the pool area. The Primary Suite is ideally situated near the Office/Study, making working from home convenient. Sliding glass doors open directly onto the expansive covered lanai, while the spacious Primary Bathroom features dual separate vanities, a garden tub, and a walk-in glass-enclosed shower. Need even more room? Head upstairs to the impressive 26' x 15' Bonus Room, complete with its own half bath! Whether you envision a media room, fitness studio, game room, playroom, or additional entertaining space, the possibilities are endless. BUT THE OUTDOOR LIVING IS WHERE THIS HOME REALLY SHINES! Enjoy refreshing swims in the pool, host weekend cookouts under the expansive covered lanai, or fire up the outdoor kitchen which includes refrigerator, sink and cooktop while taking in the beautiful pond and conservation views. The spectacular sunsets provide the perfect backdrop for relaxing evenings and entertaining family and friends. RECENT UPGRADES ADD EVEN MORE VALUE: Roof 2025, AC 2026, Water Heater 2026, Water Softener 2026, Pool Pump 2026, Pool Rescreening 2024, Exterior Paint 2025, Kitchen Countertops & Bathroom Vanities with Calcutta Quartz 2026 & BRAND NEW CARPET in all the BEDROOMS 10/2026. Beyond the home itself, Lansbrook offers an exceptional lifestyle. Enjoy tree-lined streets, scenic walking paths, and a neighborhood park just a half-block away. Take advantage of the community's private boat launch on Lake Tarpon, fishing dock, lakefront park, sports park, bicycle trails, YMCA, and nearby golf course. Enjoy lunch at a waterfront restaurant or take part in the annual Christmas Boat Parade hosted by the local favorite, Tarpon Turtle. ZONED FOR HIGHLY RATED SCHOOLS, INCLUDING MAGNET ENGINEERING MIDDLE SCHOOL! Come experience all that Lansbrook living has to offer! Big Bass in Pond.

3730 Jacmel Way, Palm Harbor

3937 Lake Shore Drive, Palm Harbor
$499,900
3 Beds ⋅ 3 Baths ⋅ Lake St George-Unit 1 SubDv. ⋅ 34684 Zip Code
Welcome to this beautiful three-bedroom, two-and-a-half-bathroom home in Palm Harbor, offering a peaceful lake view, no rear neighbors, and a spacious layout designed for comfortable Florida living! Notable features include an AC system installed approximately in 2020, a 2018 roof, and a newer water heater. Notably, the garage door was installed this past summer, so it's still under warranty. From the inviting front porch to the relaxing outdoor living spaces, this home offers the perfect combination of comfort and convenience. Step inside to discover wood-look luxury vinyl plank flooring, ceramic tile in the kitchen, ceiling fans throughout, and vaulted ceilings that create a bright and airy atmosphere in the main living areas. The open floor plan features a spacious living room and dining room combination that flows seamlessly into the kitchen, making it ideal for everyday living and entertaining. The kitchen offers abundant cabinetry for storage, a stainless steel refrigerator, and a cozy breakfast nook perfect for casual dining. The desirable split-bedroom floor plan provides added privacy, with the spacious primary suite featuring vaulted ceilings, a walk-in closet, and a private en-suite bathroom complete with a dual-sink vanity, relaxing soaking tub, and separate walk-in shower. Two additional nicely sized bedrooms share an updated full bathroom featuring a newer stone-top vanity and glass-enclosed shower. One of the home's standout features is the inviting outdoor space, where you can relax and take in the beautiful lake views with no rear neighbors! A covered outdoor dining area leads to a spacious deck, creating the perfect setting for grilling, entertaining guests, enjoying your morning coffee, or simply unwinding while overlooking the peaceful surroundings. Residents also enjoy access to community amenities, including sports courts, a playground, and a dock, offering additional opportunities for recreation and enjoying the outdoors. Conveniently located in Palm Harbor, this home is just minutes from numerous dining options, shopping centers, local parks, and recreational activities, with Florida's stunning Gulf beaches only a short drive away. Schedule your showing today!

3937 Lake Shore Drive, Palm Harbor

2577 Dolly Bay Drive Unit 205, Palm Harbor
$260,000
2 Beds ⋅ 3 Baths ⋅ Dolly Bay A Village On Lake Tarpon SubDv. ⋅ 34684 Zip Code
Welcome to this charming two bedroom, 2.5 bath condo offering comfortable living in a beautiful maintained, picturesque setting! Step inside to discover a spacious living area filled with natural light, complimented by wood flooring, and a seamless flow into the dining and kitchen spaces. The updated kitchen features granite countertops, white cabinetry, stainless steel appliances, and an expensive breakfast bar, perfect for casual dining and entertaining. Additional highlights include a brand new AC system installed in 2025 and convenient elevator access within the building. The Bedrooms offer generous space and comfortable layouts, while the bathrooms feature granite countertops and updated vanities. Enjoy your morning coffee, or unwind in the screened in balcony offering a peaceful and private outdoor retreat. Situated along beautiful Lake Tarpon, the waterfront community offers, direct lake access, and an impressive selection of Amenities, including a heated waterfront swimming pool, clubhouse, tennis and Pickleball courts, fire, pit, and fishing pier residence may also enjoy opportunities for Kayak storage and Boat slip rentals at the private community docs, subject to availability. This condo provides a wonderful opportunity to enjoy the Florida lifestyle. Conveniently located near shopping dining parks in every day amenities. Schedule your showing today and make this your home.

2577 Dolly Bay Drive Unit 205, Palm Harbor

20 Mountain Laurel Drive, Palm Harbor
$249,000
2 Beds ⋅ 2 Baths ⋅ Blue Jay Mobile Home Estates Condo SubDv. ⋅ 34684 Zip Code
This very nice home has so many beautiful features you will want to check out. The home has a large great room where the dining area is complete with a large cabinet and windows overlooking a beautiful pond. The roof is new along with all the windows which are hurricane rated. The kitchen has been totally remodeled with all new cabinets along with a nice cooking island. The newer gray laminate flooring is a great improvement. The two bathrooms were gutted down to the studs and each have very nice new fixtures and large showers. This home has a nice backyard since this home is complete with the lot it sets on. There are two sheds...one for the washer and dryer and storage and the other for storing tools. The front porch also has the new windows and is heated and cooled with the AC system providing a total of 1081 square feet of living space. This very nice 55+ community also has a nice clubhouse, shuffleboard area and beautiful pool. In addition, the home has newer vinyl siding around the bottom of the home and newer subflooring and vapor barrier under all the vinyl waterproof flooring. This is a really beautiful and well maintained home! Come check it out! The roof is new and the exterior has been painted along with the shutters. This really is a move in ready beautiful home in this very nice 55+ community....close to great restaurants, the beach and so much more!

20 Mountain Laurel Drive, Palm Harbor

1743 Macdonnell Drive, Palm Harbor
$449,900
2 Beds ⋅ 2 Baths ⋅ Highland Lakes SubDv. ⋅ 34684 Zip Code
Welcome to this beautifully updated and meticulously maintained home in Highland Lakes, Palm Harbor’s sought-after 55+ golf community! Offering nearly 1,700 heated square feet, this inviting residence features a desirable split-bedroom, open floor plan with an abundance of natural light, gorgeous bamboo flooring, elegant crown molding, and stylish fixtures. With a living room, family room, AND oversized Florida room, there is no shortage of space to entertain guests or simply relax and enjoy the Florida lifestyle. The well-appointed kitchen is truly the heart of the home and features granite countertops, newer appliances, updated solid wood cabinetry, a generous pantry, and a convenient pass-through window to the Florida room, making entertaining effortless. Retreat to the spacious primary suite, complete with wood-look porcelain tile flooring, a beautifully updated en-suite bathroom with a walk-in shower, a separate vanity and makeup area, TWO walk-in closets, and a flexible bonus room ideal for a home OFFICE, craft room, or private sitting room. The 2nd bedroom is perfectly located split on the opposite side of the home with a walk-in closet and perfectly located adjacent to the updated hall bath with tub/shower combo. The expansive Florida room offers endless possibilities, with peaceful green views and direct access to a lovely paver patio surrounded by lush landscaping, providing privacy and ample space for outdoor furniture and grilling to enjoy year-round! Additional improvements include a BRAND-NEW ROOF to be installed prior to closing with an acceptable strong offer, updated windows, and 2015 HVAC! Enjoy added peace of mind with this property’s high-and-dry location outside designated flood and evacuation zones. Nearly all the furniture is negotiable to be included in the purchase, making this home truly TURN-KEY! Highland Lakes offers an incredible array of amenities, including unlimited golf on three private executive courses, tennis, pickleball, bocce, shuffleboard, an active clubhouse with social activities and fitness classes, and the Lake Tarpon Lodge, featuring a private boat ramp, fishing pier, and community pontoon boats. Residents also enjoy complimentary RV and boat storage and golf cart-friendly streets, all for a low HOA fee. Ideally situated near beautiful Gulf beaches, shopping, restaurants, medical facilities, major airports, and a cruise port, this home combines generous living space, thoughtful updates, and an outstanding active-adult lifestyle. Don’t miss your opportunity to enjoy all that Highland Lakes has to offer! Schedule your private showing today!

1743 Macdonnell Drive, Palm Harbor

3554 Oak Lake Drive, Palm Harbor
$450,000
2 Beds ⋅ 2 Baths ⋅ Highland Lakes Unit Eighteen SubDv. ⋅ 34684 Zip Code
Enjoy the Florida lifestyle in Highland Lakes, one of Palm Harbor's most desirable active-adult communities! This 2-bedroom, 2-bath home offers approximately 1,700 square feet of living space and an attached 2-car garage, all within a vibrant community designed for recreation, relaxation, and lasting friendships. Highland Lakes offers an exceptional array of amenities, including unlimited resident golf on three private executive 9-hole courses, a heated swimming pool and spa, tennis, pickleball, bocce and shuffleboard courts, and a spacious clubhouse featuring billiards, a library, arts and crafts, woodworking, entertainment, and social activities. One of the community's most distinctive features is the Lodge on beautiful Lake Tarpon, where residents can enjoy a second heated pool, lakeside gatherings, and scenic rides aboard community pontoon boats. Residents can also enjoy boating opportunities on Lake Tarpon, with community launch facilities and boat storage subject to association rules. Beyond the community, enjoy convenient access to the greater Tampa Bay area's outstanding professional sports, performing arts, and cultural attractions. Cheer on the Tampa Bay Buccaneers, Tampa Bay Lightning, Tampa Bay Rays, or Tampa Bay Rowdies, or take in Broadway touring productions, concerts, ballet, opera, museums, and special events throughout the region. From downtown Tampa's vibrant entertainment district to the arts, waterfront attractions, and dining of St. Petersburg, there are countless opportunities for exciting day trips and memorable evenings out. Conveniently located near Palm Harbor shopping, restaurants, medical facilities, and the beautiful Gulf beaches, Highland Lakes offers the best of both worlds: an active, amenity-rich community and access to everything that makes Tampa Bay such a wonderful place to live. Discover a home where every day offers new opportunities for recreation, connection, and enjoyment!

3554 Oak Lake Drive, Palm Harbor

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