Palm Harbor Homes with Deed Restrictions Community Features

Palm Harbor Homes with Deed Restrictions Community Features

Welcome to Palm Harbor, Florida—a picturesque gem nestled in the heart of Pinellas County. Known for its stunning waterfront views, lush landscapes, and vibrant community spirit, Palm Harbor offers a unique blend of suburban charm and coastal living. With its proximity to the sparkling Gulf of Mexico, residents enjoy an array of outdoor activities, from boating and fishing to leisurely strolls along the scenic Pinellas Trail.

Palm Harbor is not just about breathtaking views; it’s a thriving community filled with family-friendly amenities, top-rated schools, and a variety of shopping and dining options. Whether you’re exploring the quaint boutiques in historic downtown or savoring fresh seafood at one of the local eateries, there’s always something to discover in this lively town.

For those seeking a sense of security and community, Palm Harbor features several homes within deed-restricted neighborhoods. These communities are designed to maintain the aesthetic appeal and property values, ensuring that residents enjoy well-kept surroundings. With amenities such as parks, community pools, and walking trails, these neighborhoods foster a strong sense of belonging and encourage an active lifestyle.

Whether you’re looking to settle down or invest in a vacation home, Palm Harbor’s deed-restricted communities offer a perfect blend of comfort and convenience. Experience the warmth of this inviting town and discover why so many choose to call Palm Harbor home. Come explore your future in this beautiful Florida paradise!

Newest Palm Harbor Homes with Deed Restrictions Community Features

$159,000
2 Beds ⋅ 2 Baths ⋅ Highland Lakes SubDv. ⋅ 34684 Zip Code
Welcome to this well maintained 2-bedroom, 2 bath end unit villa in the desirable 55+ Highland Lakes community! With an abundance of natural light, this affordable home features a spacious family room, a functional kitchen, and two generously sized bedrooms with comfortable separation from the main living area. The home also offers convenient inside laundry and a versatile Florida room with access from both the living room and primary bedroom, making it an ideal spot for morning coffee, a home gym, reading, or additional living space. Recent improvements include fresh interior paint (2026), new bedroom carpet (2026), a new roof (2023), and an A/C system (2020). Highland Lakes offers an active Florida lifestyle with a clubhouse, pickleball, social activities, and boat access for scenic rides on Lake Tarpon. Conveniently located near shopping, dining, and beautiful Gulf beaches, this villa offers a great combination of comfort, convenience, and community. Come see why Highland Lakes is such a wonderful place to call home!

2211 Lark Circle W Unit D, Palm Harbor
$274,900
2 Beds ⋅ 3 Baths ⋅ Dolly Bay A Village On Lake Tarpon SubDv. ⋅ 34684 Zip Code
Welcome to Dolly Bay Condos, a charming Key West-style waterfront community situated directly on beautiful Lake Tarpon! This unique 2-bedroom (with a Loft), 2.5-bathroom residence with almost 2,000sqft of living; offers three-story, townhome-style living with the added bonus of a spacious third-floor loft that can serve as an office, flex space, guest area, or additional bedroom. With no neighbors above you and the elevator just steps from your door, this home offers both privacy and convenience. Inside, you'll find vaulted ceilings, granite countertops, stainless steel appliances, and modern flooring throughout, creating a bright and inviting living space. The community has also undergone several major recent improvements, including a brand-new metal roof in 2024, along with newly completed exterior siding and fresh paint, giving Dolly Bay a refreshed and updated appearance. Enjoy the Florida waterfront lifestyle with an impressive collection of community amenities, including tennis and pickleball courts, a heated pool, grill area, clubhouse, fishing, and direct boating access to beautiful Lake Tarpon. Dolly Bay also offers rentable boat slips, with current availability for motorboats, kayaks, and paddleboards, making it easy to get out on the water and enjoy Lake Tarpon. HOA fees include water, trash, sewer, and exterior pest control for added convenience. With its unique multi-level layout, recent community improvements, fantastic amenities, and direct access to Lake Tarpon, this home offers an incredible opportunity to experience waterfront living in Palm Harbor!

2511 Dolly Bay Drive Unit 308, Palm Harbor
$529,900
3 Beds ⋅ 2 Baths ⋅ Patty Ann Acres SubDv. ⋅ 34683 Zip Code
Virtually Staged. *ASSUMABLE MORTAGE AVAILABLE 2.875%*** Welcome to Patty Ann Acres in the heart of Palm Harbor! This 3-bedroom, 2-bath home offers a flexible floor plan with a spacious bonus room, private pool, and 2-car garage. A newly pavered front patio creates an inviting entrance and additional outdoor space to enjoy. Inside, the home offers multiple living areas and plenty of flexibility for everyday life. The bonus room provides valuable additional space for a home office, Florida room, playroom, fitness area, or second living room. The kitchen features ample cabinetry and connects conveniently to the main living and dining areas. Ceiling fans in all bedrooms. Step outside to your private backyard pool, with plenty of surrounding deck space for lounging, grilling, and entertaining. The NEWLY fenced backyard adds privacy and room to enjoy the Florida lifestyle year-round. Located in established Patty Ann Acres, this home puts you close to everything that makes Palm Harbor such a sought-after place to live—including downtown Palm Harbor, Dunedin, shopping, dining, parks, and the Gulf beaches.

2069 Kingfisher Drive, Palm Harbor
$109,000
1 Beds ⋅ 1 Baths ⋅ Cove Spgs Condo SubDv. ⋅ 34683 Zip Code
This beautifully renovated 1-bedroom, 1-bathroom first-floor unit in Cove Springs offers a move-in-ready opportunity in a unique waterfront community situated at the end of a spring-fed canal. Nearly every major component has been updated, including a new kitchen, renovated bathroom, new AC, electrical panel, and water heater. Tile floors throughout for easy cleaning and durability! The spacious bedroom features a walk-in closet, while the first-floor location provides convenient, easy access. Enjoy the Florida lifestyle with community amenities including a Screened-in Pool, kayak launch and kayak storage with Gulf access, plus a fishing pier. Ideally located near the Pinellas Trail, shopping, dining, beautiful Gulf beaches, parks, the famous Tarpon Springs Sponge Docks, Innisbrook Golf Resort, and more, this fully renovated condo is perfect for anyone looking for a low-maintenance home in a fantastic Palm Harbor location. Schedule your showing today!

4805 Alt 19 Unit 414, Palm Harbor
$157,000
1 Beds ⋅ 1 Baths ⋅ Green Valley Estates Unit Two SubDv. ⋅ 34683 Zip Code
Discover the perfect location to enjoy the ultimate Florida lifestyle with this charming 1-bedroom condo in desirable Palm Harbor. Just minutes from Honeymoon Island, scenic waterfront dining, top-notch golf courses, and shopping centers, this condo offers the best of coastal living. Relax and unwind by the community pool, or meet neighbors for a friendly game of shuffleboard. Your private patio provides the perfect spot to enjoy the outdoors with friends and family. Plus, with your own covered carport, loading and unloading is a breeze, your car is just steps away! Well-maintained and move-in ready, this condo features a newer roof (2022) and an affordable HOA fee of only $240/month, which covers water, trash, exterior maintenance, and gutter cleaning. The clubhouse offers a great space to socialize, stay active, and make new friends. Pet-friendly, all ages welcome, and low-maintenance, this is the ideal property for anyone looking to embrace life in the Sunshine State. Don't miss out on this opportunity to own a piece of paradise!

670 Green Valley Road Unit F5, Palm Harbor
$339,000
2 Beds ⋅ 2 Baths ⋅ Indigo Pond Condo SubDv. ⋅ 34685 Zip Code
Truly stunning! This beautifully appointed 2 bedroom, 2 bathroom, corner unit overlooks Lansbrook golf course from the large wrap-around enclosed patio. From the moment you walk in, the spacious light filled open floor plan with vaulted ceilings will captivate you. Neutral colored natural marble flooring laid on the diagonal is throughout the living areas. The open eat-in kitchen offers impressive upgrades including expansive wood cabinets with more storage than you can image, generous granite counter space, coconut shell tile backsplash, high end stainless appliances including built-in wall oven with convection feature, warming drawer, built-in microwave, cooktop with pot filler, reverse osmosis water system and a large window that fills the space with light, a cook’s dream. For entertaining, the separate dining room is open to the living area and offers another large window to enjoy the outdoor views. The living area is perfect for everyday living or guests and opens directly onto the enclosed wrap-around porch with hurricane windows and two roller shades and one large, motorized roller shade. The primary suite includes neutral colored bamboo flooring with views of the golf course, and features 2 closets, one walk-in, both with California closet systems, the en-suite offers more impressive upgrades including travertine flooring, wood cabinets, quartz countertops, walk-in shower with impressive travertine tile, a glass shower enclosure and make-up table. A perfect way to start your day. The second bedroom accesses the hall bath with a pocket door so can be used as an en suite. The second bath is also full of upgrades including more beautiful tiles, a glass shower enclosure, custom wood cabinets and granite countertops. Throughout the home there are white plantation shutters, ceiling fans and special upgrades like outlets in closets for easy charging, and wall outlets for wall-hung TVs, no detail has been overlooked. Other features include water softener system 2026, attic space with plywood for additional storage, blown-in attic insulation, Trane AC unit 2020, and hot water heater 2025. The unit also includes an assigned outdoor storage unit in the adjacent carport with assigned parking spot. The community offers a heated pool overlooking a pond and club house with covered area for gathering with friends and neighbors. Indigo Pond is surrounded by walking paths including Tarpon Lake Villages Park and is within walking distance of the YMCA. Enjoy Lansbrook Golf Course, nearby shopping, and East Lake Library. Don’t miss seeing this special opportunity to enjoy the Florida lifestyle. Welcome home.

3587 Indigo Pond Drive Unit 3587, Palm Harbor
$280,000
2 Beds ⋅ 2 Baths ⋅ Fox Lake Twnhms SubDv. ⋅ 34683 Zip Code
Experience the ease of Florida living in this meticulously maintained, move-in ready 2-bedroom, 2-bath villa in the gated community of Fox Lake. Whether your weekends are spent relaxing by the heated pool, enjoying a game of pickleball or tennis, biking the nearby Pinellas Trail, exploring Downtown Dunedin, strolling the Tarpon Springs Sponge Docks, or soaking up the sun at Honeymoon Island and other award-winning Gulf beaches, you’ll love coming home to this peaceful Palm Harbor retreat. Surrounded by mature oak trees and beautifully maintained landscaping, this home offers a tranquil setting with a welcoming courtyard entrance and a quiet screened lanai overlooking lush greenery, creating the perfect place to enjoy your morning coffee or unwind in the evening. Inside, you’ll find laminate and tile flooring throughout, generously sized bedrooms, shutter-style windows, updated lighting, smart home technology, and abundant storage. Both bedrooms have exceptional space and privacy in a split-bedroom layout, each with connecting dual closets. The primary suite bathroom features double sinks with granite countertops, and an updated tiled walk-in shower with a frameless glass enclosure. The secondary bathroom has also been beautifully updated with granite countertops and a full bathtub. The open-concept kitchen and living room are designed for everyday living and effortless entertaining. The kitchen with granite countertops, an extended breakfast bar, a large deep sink, newer Whirlpool microwave, French-door refrigerator, and the living with an effortless sliding glass door that opens to the screened lanai. Additional upgrades include a Carrier HVAC system (March 2021), 2016 roof, new Samsung washer and dryer, updated lighting, lighted ceiling fan on the lanai, and a spacious exterior storage room. Located in high-and-dry Flood Zone X, no flood insurance is required. The HOA is just $414 a month and includes gated entry, cable, high-speed internet, water, sewer, trash, exterior landscaping, exterior painting, pressure washing, and pest prevention—making homeownership truly low maintenance. Offering exceptional rental flexibility, this property allows short-term, seasonal, and annual rentals, making it an excellent option for both full-time residents and those seeking an investment opportunity or a Florida getaway with income potential. Perfectly positioned in the heart of Palm Harbor between US Highway 19 and Belcher Road, you’ll enjoy quick access to everything while also having the option of the scenic drive along Belcher. Whether you’re heading to Clearwater, Dunedin, Tarpon Springs, Safety Harbor, St. Petersburg, Tampa International Airport, shopping, dining, parks, or everyday conveniences, everything is just minutes away. Zoned for highly rated Sutherland Elementary, Palm Harbor Middle, and Palm Harbor University High School, this turnkey home delivers the perfect blend of comfort, style, location, and value in one of Palm Harbor’s most desirable gated communities.

3067 Pointer Drive, Palm Harbor
$309,000
2 Beds ⋅ 2 Baths ⋅ Brooker Creek SubDv. ⋅ 34685 Zip Code
Tucked away in the desirable, all-ages Brooker Creek community, this charming 2-bedroom, 2-bath, one car garage villa delivers the perfect blend of comfort, privacy, and affordable luxury all on one convenient level. Inside you’ll find a bright and welcoming floor plan with plenty of room to relax and entertain. An additional flex space gives you the freedom to create the home office, fitness space or playroom that works best for your lifestyle. But the real showstopper is out back! Enjoy peaceful views of a beautiful conservation area and pond, with no rear neighbors interrupting the scenery. Start your morning with coffee overlooking nature, watch the local wildlife, or unwind at the end of the day in your own private slice of paradise. This community also offers its own private entrance into John Chestnut Sr. Park, putting walking trails, picnic areas, playgrounds, Lake Tarpon, and endless opportunities to enjoy nature practically in your backyard. With a monthly HOA fee that covers exterior maintenance and roof care, cable TV, internet service, trash collection, community pool, and landscaping, you will have plenty of time to explore and enjoy the beautiful surroundings. This Palm Harbor gem proves you don’t have to choose between lifestyle and value. Don’t delay, schedule your showing today!

4353 Brooker Creek Dr, Palm Harbor
$325,000
2 Beds ⋅ 2 Baths ⋅ Tarpon Woods Tanglewood Patio Homes SubDv. ⋅ 34685 Zip Code
Welcome to 510 Palmer Circle in desirable Palm Harbor! This charming 2-bedroom, 2-bathroom villa offers a comfortable and functional layout ideal for year-round living, a seasonal retreat, or an investment opportunity. The spacious living areas provide plenty of room to relax and entertain, while the split-bedroom design offers added privacy for residents and guests. Conveniently located near shopping, dining, recreation, and the beautiful Gulf Coast beaches, this villa places you close to everything Palm Harbor has to offer. Schedule your private showing today and discover the potential of this inviting home!

510 Palmer Circle, Palm Harbor
$640,000
2 Beds ⋅ 2 Baths ⋅ Innisbrook SubDv. ⋅ 34683 Zip Code
Virtually Staged. Welcome to this spacious first-floor condo in the highly sought-after Troon building at Innisbrook—where comfort, convenience, and resort-style living come together in one of the community’s premier permanent buildings. One of the home’s standout features is the under-building shared parking GARAGE, offering two dedicated parking spaces, along with two oversized, locked temperature-controlled storage closets—one located in the garage and the other off the patio. These spaces are perfect for bicycles, seasonal décor, golf equipment, or additional household storage. An ELEVATOR provides effortless access from the garage, making grocery trips and everyday living a breeze. Step inside to a thoughtfully designed floor plan featuring 2 bedrooms, 2 bathrooms, and a versatile den. The den is ideal as a home office, hobby room, additional living space—or it can even be converted into a third bedroom. The spacious laundry room includes a utility sink, plus extra space for a small desk or additional storage. Brand NEW water heater(2026). The beautifully updated kitchen offers elegant granite countertops, stylish cabinetry, a range hood, and additional cabinetry beneath the breakfast bar for added storage. Travertine tile flooring extends through the main living areas and the second bedroom, adding warmth and timeless appeal. The generous primary suite provides abundant closet space, and the en-suite bath features a relaxing jetted Jacuzzi tub along with a separate walk-in shower. With open, inviting living areas, there’s plenty of room for family and guests to gather and unwind. Enjoy Florida living at its best from the expansive wraparound patio, offering peaceful views of mature trees and natural surroundings—perfect for morning coffee, entertaining friends, or simply relaxing in the sunshine. Living at Innisbrook means enjoying an unmatched resort lifestyle. Take a stroll to the Salamander Grill at the Osprey Clubhouse for a delicious meal, visit Fairways Coffee Shop for your favorite Starbucks beverage, and head to the Loch Ness Pool for an afternoon swim and poolside dining. For fine dining, Packard’s Steakhouse is just moments away. Members also enjoy convenient access to the fitness center, Salamander Spa, and countless recreational amenities. Innisbrook is home to the renowned Valspar Championship on the Copperhead course along with 3 other golf courses, six swimming pools, four restaurants, tennis courts, pickleball courts, spa and fitness center, and a playground area. Location completes the package: approximately 23 miles from Tampa International Airport, about 15 miles from the award-winning Clearwater beaches, and just minutes from the charming waterfront communities of Dunedin, Tarpon Springs, and St. Petersburg. Experience the beauty, luxury, and effortless lifestyle that make Innisbrook one of Tampa Bay’s most desirable resort communities. Schedule your private showing today!

36750 Us Highway 19 Unit 26-102, Palm Harbor
$539,000
3 Beds ⋅ 3 Baths ⋅ Hamlet At Bentley Park Ph Ii SubDv. ⋅ 34684 Zip Code
Rarely does a home present this combination of extensive updates, hurricane-impact windows and doors, a heated saltwater fiberglass pool, and a non-flood zone location—all in one of Palm Harbor's most sought-after communities. Welcome to 3213 Montrose Circle in Bentley Park. This meticulously maintained 3-bedroom, 2.5-bath home with a 2-car garage has been thoughtfully updated from top to bottom, offering the perfect blend of style, comfort, and peace of mind. Located in a non-flood zone, non-evacuation zone, and zoned for A-rated schools, this move-in-ready home allows you to enjoy the best of Florida living without the worry of costly future projects. Step inside and you'll immediately appreciate the bright, open floor plan, soaring ceilings, and distinctive sunken living room that adds architectural character rarely found in today's homes. Beautiful wood-look porcelain tile spans the main level, while luxury vinyl plank flooring upstairs, fresh interior and exterior paint, updated lighting, new baseboards, and modern finishes create a warm, welcoming space that's ready to enjoy from day one. The backyard is where this home truly sets itself apart. Designed for year-round enjoyment, the private outdoor retreat features one of the few heated saltwater fiberglass pools in the neighborhood, surrounded by an expansive paver patio and lush tropical landscaping—perfect for entertaining, relaxing, or spending weekends with family and friends. The long list of major improvements means the next owner can move in with confidence. Highlights include a 2020 roof, PGT Winguard hurricane-impact windows and doors (2022), 2018 HVAC system with a newly installed UV air purification system, two upstairs mini-split systems (2025), a whole-home water filtration system, alkaline kitchen water dispenser, new pool pump and salt cell, updated lighting and fixtures, and countless additional upgrades throughout. Bentley Park offers tree-lined streets, sidewalks, a community pool, tennis and basketball courts, playgrounds, and a low HOA—all just minutes from John Chesnut Sr. Park, Lake Tarpon, the Pinellas Trail, shopping, dining, championship golf courses, award-winning Gulf beaches, and Tampa International Airport. Beautifully updated, exceptionally maintained, and truly move-in ready, this is more than just a home—it's a place where you can settle in, make memories, and enjoy the Florida lifestyle from day one.

3213 Montrose Circle, Palm Harbor
$279,000
1 Beds ⋅ 1 Baths ⋅ Baywood On The Gulf 1 Condo SubDv. ⋅ 34683 Zip Code
WATERFRONT + PRIVATE DOCK + DIRECT GULF ACCESS! This charming Palm Harbor villa-style condo is truly one of a kind! The unit has been BEAUTIFULLY RENOVATED from top to bottom featuring a CUSTOM KITCHEN with built-in cabinets, solid surface countertops, gorgeous tile backsplash, new stainless steel appliances and HUGE KITCHEN ISLAND with ample seating! Also in the kitchen is a dedicated bar area with high-end icemaker and workstation desk. NEW plumbing, HVAC, duct work, water heater, impact door, electrical rewiring, exterior and interior painting, NEW LVP flooring throughout - all permitted work. The newly configured floorplan adds a BONUS ROOM that would be great for guests, a nursery or office. Situated on a saltwater canal leading to the Gulf, your private dock puts boating, fishing, kayaking and manatee watching outside your door. Ideally located near the Pinellas Trail, Tarpon Sponge Docks, Innisbrook, Fred Howard Park, Honeymoon Island, Sunset Beach and local restaurants and shopping. MUST SEE! The monthly fee includes water, trash, sewer, internet, cable TV, pest control, lawn maintenance, insurance, exterior maintenance and grounds care! This is the perfect starter home, retirement home or second home for winter travelers. No leasing is permitted at this time. Pets are allowed, 2 max under 40 lbs.

609 Westwinds Drive Unit 4, Palm Harbor
Start Your Search