Ruskin Homes with River Water Frontage

Ruskin Homes with River Water Frontage

Welcome to Ruskin, Florida—a hidden gem nestled in the heart of Hillsborough County. With its stunning waterfront views and a vibrant community spirit, Ruskin offers a unique blend of natural beauty and modern conveniences. This charming town is known for its rich agricultural heritage and is often referred to as the "Gateway to Tampa Bay." Residents enjoy a relaxed lifestyle, with access to pristine beaches, lush parks, and a variety of recreational activities.

One of the most alluring features of Ruskin is its captivating homes with river waterfrontage. Imagine waking up to the gentle sounds of the water and enjoying breathtaking sunsets from your own backyard. These properties offer not just a home but a lifestyle, where you can indulge in fishing, kayaking, or simply soaking in the serene surroundings. The homes vary in style, from quaint cottages to luxurious estates, each designed to maximize the stunning views and provide an oasis of tranquility.

In addition to the natural beauty, Ruskin boasts a friendly community atmosphere, with local markets, eateries, and cultural events that foster connections among residents. Whether you’re exploring the nearby Little Manatee River or enjoying a weekend at the local festivals, there’s always something happening in this vibrant town.

If you’re looking for a place that combines waterfront living with a warm community vibe, Ruskin is the perfect choice. Explore the beautiful homes with river frontage and discover the idyllic lifestyle that awaits you in this charming Florida town.

Newest Ruskin Homes with River Water Frontage

$1,275,000
3 Beds ⋅ 3 Baths ⋅ Shell Point Sub SubDv. ⋅ 33570 Zip Code
3422 W Shell Point Rd, Ruskin, FL 33570 Imagine ending each day with spectacular sunsets over Tampa Bay, watching dolphins and manatees swim past your dock, and deciding on a whim to take the boat out for dinner or a sunset cruise. This beautifully updated waterfront home in Shell Point offers 91 feet of deep-water frontage, no fixed bridges, and direct sailboat access to Tampa Bay and the Gulf of Mexico. Here, the water is more than a view. It's your everyday lifestyle. Completely updated in 2026, this 3-bedroom, 3-bath residence offers approximately 3,100 square feet with soaring cathedral ceilings, ceramic tile flooring throughout, and a fresh Sherwin Williams Agreeable Gray interior accented by Extra White trim. The open floor plan features an impressive 28x26 living room with a circulating wood-burning fireplace and a spacious 26x18 family room. Large windows fill the home with natural light while showcasing beautiful water views. The oversized gourmet kitchen is designed for entertaining with a large center island, solid wood cabinetry, stone countertops, and a full suite of 2024 appliances. The first-floor primary suite offers a walk-in closet and private bath with a stone vanity and skylight. Two additional bedrooms include custom closet systems and are served by two more full baths, including one with multiple shower heads. A generous laundry room and expansive paved driveway provide exceptional convenience with room for boats, RVs, trailers, and guest parking. Outdoor living is where this home truly shines. The covered 14x26 screened lanai creates the perfect place to enjoy morning coffee, afternoon shade, or evening gatherings while taking in colorful sunsets over the water. Beyond the lanai, a concrete seawall leads to the custom 2025 dock measuring approximately 25x20 with electric, water, and a 16,000-pound boat lift. Whether you're fishing, cruising Tampa Bay, visiting waterfront restaurants, or simply relaxing while dolphins, manatees, and coastal birds pass by, every day feels like a vacation. With no fixed bridges, open water is only minutes away. Additional improvements include a 2017 roof, 2024 HVAC system serviced in January 2026, 2024 water heater, hurricane shutters, vinyl fencing, and public water and sewer. Located in the waterfront community of Shell Point, this property offers the freedom that's becoming increasingly difficult to find: no HOA, no CDD fees, no rental minimums, and the ability to keep your boat, RV, trailers, and recreational vehicles on your own property. If you've been searching for the ultimate Florida boating lifestyle with incredible bay access, waterfront views, and unforgettable sunsets, this home is ready to deliver. ***** WHAT THE SELLERS LOVE ***** "We love stepping out onto the screened porch and watching the sunset over the water while dolphins and manatees regularly make an appearance. Having our boat waiting on the private 16,000-pound lift means we can be out on Tampa Bay within minutes with absolutely no fixed bridges. The 2026 updates and soaring ceilings give the home a bright, fresh feel, and having 91 feet of waterfront with no HOA or CDD restrictions gives us the freedom to truly enjoy the Florida lifestyle we always wanted."

3422 W Shell Point Road, Ruskin
$550,000
4 Beds ⋅ 3 Baths ⋅ Mills Bayou SubDv. ⋅ 33570 Zip Code
This immaculate 4-bed + OFFICE/DEN, 3-bath, 3-car WATER VIEW POOL HOME is understated from the street, absolutely unforgettable from the backyard, and anything but ordinary. Enjoy all the perks of being on water without the stress, as this lot is not in a flood zone. Features abound in this sleeper hit of the neighborhood: resort-style SALTWATER pool & spa, PAVER DECK, screened lanai, over a QUARTER-ACRE lot, covered front porch, fully fenced yard with pet-friendly turf, an organic garden, irrigation system, HURRICANE SHUTTERS, modern construction throughout (built in 2020), and breathtaking (west-facing) sunset views over the community-owned waterfront park bordering Mills Bayou. The OPEN-CONCEPT layout of this one-story Santa Fe floorplan is thoughtfully designed for flexibility, entertaining, and overall effortless living. CERAMIC TILE in all wet areas, LUXURY VINYL PLANK in the primary, and plush carpet in the other bedrooms. The expansive primary suite is located away from the secondary bedrooms in this SPLIT-FLOORPLAN layout for added tranquility, and includes a large WALK-IN CLOSET and luxurious EN-SUITE BATHROOM complete with a DUAL-SINK VANITY, shower stall, and water closet. The private guest suite would be an ideal solution for multi-generational living or extended visits with its WALK-IN CLOSET and EN-SUITE BATHROOM, and the two front bedrooms are situated on either side of the third full bathroom. The Great Room connects a dedicated office/den with a welcoming living area, dining area, and a stunning kitchen that must be every chef's dream. This incredible kitchen features STAINLESS STEEL APPLIANCES, island with BREAKFAST BAR seating, commercial-style ventilation above stove, generous prep space, and a WALK-IN PANTRY. The storage space in this home is unmatched - from the abundances of closets to the oversized garage, even the laundry room has been upgraded with cabinetry! The interior of this home truly shines from top to bottom, and the exterior is no exception. The screened saltwater pool includes a sundeck, spa, and both heater and chiller for year-round enjoyment. The west-facing backyard captures stunning sunset views over tranquil water and preserved greenery beyond. Designed for beauty without the upkeep, the yard is fully irrigated, thoughtfully landscaped, and features a raised garden bed with organic soil and mulch for homegrown herbs and vegetables. Mills Bayou is a community of 50 homes, and the association owns waterfront land visible from this home. There is a fenced dog park, a park, and a dock all available to the neighborhood residents. Domino Park Boat Ramp is only a few minutes away (less than a mile) for any boating enthusiasts. This is not a “drive-by” home — it’s a property that reveals its value once you step inside. For anyone looking for quality construction, privacy, and unforgettable sunset views, this home delivers.

809 Timeless Moss Drive, Ruskin
$675,000
3 Beds ⋅ 2 Baths ⋅ Point Heron SubDv. ⋅ 33570 Zip Code
Welcome to the ultimate waterfront retreat! Completely remodeled in 2025, this terrific rambler is classic Florida living. Boasting exceptional curb appeal with its circular driveway, the move-in-ready 3-bedroom, 2-bathroom layout features tile flooring throughout, a bright and spacious living room, a large family room, an inside utility space, and a well-appointed kitchen. The entire home is designed to draw your eyes straight toward the back, where you’re greeted by wide-open, breathtaking views of your Little Manatee River frontage. Step outside onto the massive covered patio—the perfect spot to entertain or unwind—which overlooks an expansive, fully fenced yard with a storage shed, irrigation system, and plenty of room to add a pool. For boating enthusiasts, the property is a dream come true, featuring a brand-new seawall and a private boat dock with a 10,000-lb lift, offering completely bridge-free access to Tampa Bay and the Gulf. Complete with a new roof, hurricane-rated windows, a new water heater, a water softener, and two 12-foot gates for effortless RV parking, this marvelous home truly has it all.

806 Blue Heron Boulevard, Ruskin
$1,100,000
6 Beds ⋅ 5 Baths ⋅ Ruskin City Map Of SubDv. ⋅ 33570 Zip Code
The world is your oyster and so is this dwelling located at 815 2nd Avenue NW in Ruskin, Florida. Experience true Florida waterfront living at its finest in this one of a kind 6-bedroom, 5-bathroom, coastal estate offering direct access to the Bay. It’s nestled on a beautifully landscaped gated property, this unrivaled residence blends privacy, recreation, and everything required to live the good life on this lavish waterfront sanctuary. Boating enthusiasts will be stoked with the private dock and boat port making it a breeze to spend your days on the open water. Guests can unwind on their own private sandy shore and gather around the waterfront firepit to take in the ambiance of Florida’s exceptional nature and sunsets. This home features over 5,000 square feet of expansive living areas, generously sized bedrooms, and an open concept layout that is optimal for entertaining. Also included are two full kitchens perfect for hosting extended family or multi-generational living. That is not including the kitchen that is located in the attached guest house that also features a private entrance, immense bedroom, full bathroom, living room, and dining room. A fully equipped professional-style gym and versatile floor plan further enhance the home’s appeal. No HOA or CDD fees, ample space for boats and RVs, and prime waterfront location. This property is a rare opportunity ideal as a luxury residence, family compound, or investment. There is a commercial property that is zoned PD-MU with .21 of an acre that is at 826 West Shell Point with a separate folio. This is adjacent on the north side of the property that can be purchased for an additional $200,000, which allows for boundless opportunities. Contact us for your private showing.

815 2nd Avenue Nw, Ruskin
$625,000
3 Beds ⋅ 2 Baths ⋅ Kims Cove SubDv. ⋅ 33570 Zip Code
805 Leisey Circle offers a rare opportunity to own a move in ready waterfront home with direct access to Tampa Bay. HOME HAS NEVER FLOODED. 2 YEAR HOME WARRANTY INCLUDED. Situated on the Ruskin Inlet, the property features 124 feet of deep water frontage, a private dock with room for your boat, an expansive waterfront deck, and an elevated homesite. The 3 bedroom, 2 bathroom floor plan includes a remodeled kitchen with high end appliances, renovated bathrooms, premium flooring throughout, updated windows, and a spacious primary suite with dual vanities and a walk in shower. Recent improvements include a roof and exterior paint completed in 2022, a rescreened lanai, recently reinforced seawall and freshly painted deck. Home has never been flooded. With no HOA, no CDD fees, and no rental restrictions, owners have the flexibility to use the property as a primary residence, second home, or investment. Enough space for a future pool while still leaving plenty of room for an RV and other recreational vehicles. Conveniently located near waterfront dining, beaches, and open water access, this property combines updated living space with the benefits of true Florida waterfront living.

805 Leisey Circle, Ruskin
$1,299,995
4 Beds ⋅ 3 Baths ⋅ 33570 Zip Code
Virtually Staged. BACK ON MARKET. Contract fell through. Your chance to secure a waterfront beautiful contemporary home on the Little Manatee River with over 2 acres of privacy and lots of room for every activity you can think of. A private road and double iron gates leads to a large circular driveway where a 4 bedroom, 2.5 bath pool home with new remodeled primary bathroom, large extra building and an oversized 2 car attached side garage is located. Lots of parking both on the side and around the circular driveway. Covered 2 level dock with electric boat lift gives you quick access to the Little Manatee River. A front courtyard leads the way to the large foyer with a beautiful hand crafted brass chandelier. A large living room with lots of natural light and travertine floors has space for lots of seating. A separate dining room is right off the kitchen. The gourmet kitchen has 2 wall ovens, a cooktop with gas from its own gas tank, a large refrigerator, microwave, center island with granite countertop, and an eat in area with views to the pool. The family room has a wood burning fireplace and French doors to the screened in lanai with an in ground pool. 3 bedrooms on the first floor share a bathroom with large shower and a laundry area in the hallway. Upstairs is a primary bedroom with walk in closet, a cedar lined closet area and a walk in closet with laundry hookups. The new remodeled bathroom has a walk in rain shower and claw foot tub for soaking along with separate vanity sinks. Outside, a large building can be used for parking extra vehicles, boats, or storage. The covered dock has plenty of area for seating, as well as an electric lift. The views of the river and natural conservation area across the river brings you peace and serenity. Roof was replaced in 2020, windows were replaced in 2025, and the screen enclosure over the pool was done in 2021. There is a RO water system for the whole house, a generator, a large buried propane tank for the generator, as well as another smaller tank for the gas cooktop. A security system gives you peace of mind. Although this property is tucked away, it is close to everything. There is a square footage discrepancy between tax records and measured size of house. PRICED BELOW APPRAISAL.

2309 Cypress Walk Way, Ruskin
$475,000
3 Beds ⋅ 2 Baths ⋅ Kims Cove SubDv. ⋅ 33570 Zip Code
**Waterfront Living on the Ruskin Inlet | Direct Access to Tampa Bay | No HOA | No CDD** Welcome to 803 Leisey Circle, where waterfront views, direct Tampa Bay access, and the freedom of no HOA or CDD fees come together to create the ultimate Florida boating lifestyle. Nestled along the picturesque Ruskin Inlet, this beautifully maintained 3-bedroom, 2-bathroom waterfront residence offers an exceptional opportunity to enjoy life on the water. Positioned on a deep-water, wide canal with a private dock, you'll have easy access to Tampa Bay for boating, fishing, kayaking, paddleboarding, and unforgettable sunset cruises right from your backyard. Inside, the home showcases a bright and inviting layout designed to maximize its stunning waterfront setting. New tile flooring flows throughout the entire home, providing a modern, cohesive look with absolutely no carpet. Expansive windows frame tranquil water views from nearly every main living space, including the primary suite, living room, dining room, kitchen, and the spacious covered lanai. The renovated kitchen serves as the heart of the home, featuring granite countertops, abundant cabinetry, and a full suite of brand-new appliances. Whether preparing a casual breakfast before heading out on the boat or entertaining guests, you'll appreciate both the functionality and the scenic water views. The primary suite offers a peaceful waterfront retreat where you can wake each morning to sparkling inlet views. Two additional bedrooms provide flexibility for family, guests, or a home office. Step outside to the oversized screened lanai, where indoor and outdoor living seamlessly blend together. This expansive space is ideal for morning coffee, waterfront dining, evening cocktails, or simply relaxing while watching dolphins, manatees, and coastal wildlife pass by. Designed for peace of mind and long-term value, the home features impact-rated windows, a durable metal roof, HVAC system replaced in 2018, water heater installed in 2025, and recent updates throughout. The lanai roof was also refreshed in 2026. Located in the heart of Ruskin's waterfront community, you'll enjoy convenient access to local marinas, waterfront restaurants, shopping, parks, and beaches while remaining just a short drive from I-75, downtown Tampa, Tampa International Airport, St. Petersburg, and Florida's Gulf Coast attractions. Whether you're searching for a year-round residence, seasonal retreat, or waterfront getaway, this rare Ruskin Inlet property delivers the boating lifestyle so many dream about?with no HOA restrictions standing in the way. Bring your boat, your fishing poles, and your Florida dreams. Whether you're seeking weekend adventures on Tampa Bay, sunset cruises from your private dock, or simply a peaceful waterfront setting to call home, 803 Leisey Circle offers an opportunity to embrace the lifestyle you've been waiting for. Schedule your private showing today and experience firsthand why life on the Ruskin Inlet is one of Tampa Bay's best-kept secrets.

803 Leisey Circle, Ruskin
$364,900
3 Beds ⋅ 3 Baths ⋅ Unplatted SubDv. ⋅ 33570 Zip Code
Welcome to your private slice of Old Florida waterfront living. Set on a spacious 0.22-acre corner lot with no HOA or CDD fees, this 3-bedroom, 3-bathroom home offers 1,471 square feet along a quiet canal with direct access to the Little Manatee River and onward to the bay. Ideal for a small boat or pontoon, it blends waterfront access, privacy, and natural beauty in a setting that feels far removed from typical subdivision living. Inside, light-filled living spaces and easy-care flooring create a relaxed, comfortable feel throughout. The flexible layout adapts easily to everyday living, remote work, or hosting guests. Two primary suites provide exceptional versatility and privacy, including a full en-suite bath in one and a well-appointed shared bath with a soaking tub in the secondary wing. Built-in shelving adds charm and practical storage, enhancing the home’s warm, functional character. Recent upgrades provide peace of mind including a metal reroof (2024), HVAC system (2023), new well (2023), and new siding and gutters (2020). Additional improvements include updated flooring, remodeled bathrooms, new back doors, soffits and fascia, a reverse osmosis system (2021), and a newer dishwasher. Two refrigerators are included for added convenience. Thoughtfully positioned toward the rear of the home, a versatile bonus area with its own private entrance expands the possibilities even further. Complete with the third full bathroom, a walk-in closet, and a spacious laundry room with an additional refrigerator and ample storage, this space works beautifully as an in-law suite, private office, or playroom. Step outside and enjoy true Florida outdoor living. The backyard offers tranquil canal views with a firepit seating area perfect for cooler evenings, while the covered and screened lanai with dual ceiling fans creates a comfortable space year-round. A deck sits beside the RV carport, which includes water, septic hookup, and 30-amp power supply for added flexibility. The fully fenced vinyl yard delivers both privacy and usability, complete with three storage sheds. One standout structure is a detached, fully powered and air-conditioned shed ideal as a workshop, man cave, or private office, alongside an additional storage area for tools and equipment. With a 2-car carport, generous outdoor space, and direct water access, this property works equally well as a primary residence, vacation retreat, or investment opportunity. A rare combination of flexibility, upgrades, and peaceful waterfront living, this is one you won’t want to miss.

1130 Sweeney Drive, Ruskin
$965,000
4 Beds ⋅ 4 Baths ⋅ Spyglass At River Bend SubDv. ⋅ 33570 Zip Code
Experience the pinnacle of waterfront-adjacent luxury at 2504 Cumberland Cliff Drive, a masterfully curated estate situated in the prestigious gated enclave of River Bend in Ruskin, FL. This residence offers an unrivaled lifestyle, combining sophisticated interior design with a private outdoor resort, all just steps from the serene Little Manatee River and the community’s private dock and canoe launch. Every inch of this nearly 3,900-square-foot sanctuary has been reimagined for the modern connoisseur. The home features a complete absence of carpet, replaced by the seamless installation of luxury vinyl plank, upgraded tile, and professional high-gloss epoxy finishes. The architectural integrity is elevated by bespoke crown molding and custom-cased windowsills throughout, complemented by upgraded oversized baseboards and designer lighting that casts a warm glow across the open-concept living spaces. The gourmet chef’s kitchen serves as the heart of the home, featuring premium stone surfaces, high-end stainless appliances, and a social layout that flows effortlessly into the grand family room. For the collector, a stunning custom-built, LED-backlit wine wall provides a sophisticated focal point for entertaining. Nearby, a sleek electric fireplace creates a chic atmosphere for evening relaxation. Retreat to the primary suite to discover a boutique-style luxury walk-in closet. Custom-built to showcase your finest collections, it features high-end millwork, a center organization island, and designer pendant lighting. The spa-like en-suite bath offers a garden soaking tub and a seamless glass walk-in shower. The transition to outdoor living is spectacular. Beyond the sliding glass doors lies a brand-new 2024 heated saltwater pool and integrated spa, encased in an expansive screened enclosure. The L-shaped covered lanai is ready for ultimate entertaining, featuring a built-in summer kitchen and grill area along with vast extended paver decking. As the sun sets, professional exterior landscape lighting transforms the property into a glowing oasis. Key structural upgrades include a new roof installed in 2023 for total peace of mind and a spacious 3-car garage with professional epoxy flooring. Living in the gated River Bend community grants exclusive access to a state-of-the-art fitness center, professional tennis and basketball courts, a playground, and an Olympic-size resort pool with a splash pad. Residents also enjoy a private community dock and boardwalk providing direct access to the Little Manatee River. This is more than a home; it is a turnkey masterpiece designed for those who demand the absolute best in Florida luxury living. Whether you are looking for a modern sanctuary or an entertainer’s dream, this Ruskin jewel is ready for its next owner.

Ruskin
$339,000
2 Beds ⋅ 2 Baths ⋅ Unplatted SubDv. ⋅ 33570 Zip Code
Now offering $10,000.00 in Seller Concessions! Centrally located for easy access to Tampa, St. Pete and Bradenton! Welcome to this thoughtfully renovated, turn key, water front home where a rare opportunity awaits! Whether you are looking for a quiet and secluded full time home, a nice vacation spot on the water or for a great investment opportunity with immediate income potential, this is the place for you. Nestled in the back of this rural Ruskin neighborhood, where there are no HOA or CDD costs. This property is on an elevated lot that is high and dry and has plenty of room to roam both inside and out. The large open floor plan gives ample space to entertain or just have family fun! The huge, open, cooks Kitchen is a show stopper, showcasing all brand new appliances! This home also features an expansive 12x32 temperature controlled sunroom overlooking the water that makes the perfect living space and a full size basement for that extra private workshop! Bring your boat, paddle board and all things water to your private oasis and enjoy the water activities right in your back yard! Relax and enjoy Kayaking around the mangrove islands and watch the dolphins and manatees while fishing right off of your dock. Location is key and this home has it, sitting right where the Little Manatee River and Tampa Bay meet, for some of Tampa Bay's world class fishing and Just around the corner of the Preserve at Cockroach Bay where there is a nature lover's hiking trail this home truly has something for everyone! Enjoy easy access to I75 and all major highways. Just a short boat ride to some of Florida's most beautiful beaches. Call me today for a private tour and Let's Talk Homes!

827 Seabreeze Drive, Ruskin
$449,000
Unplatted SubDv. ⋅ 33570 Zip Code
This parcel is a rare opportunity to own .42AC of prime real estate on the Little Manatee River within minutes of the Bay and Gulf. It features 73 feet of river front deep-water access with ample depth to accommodate most large vessels. Build your own dock and lift for a slice of paradise! Includes boat launch, garage, carport, utility shed, well, septic and underground electricity on site. Two structures on site, owners live in the one on the right. Part of local history built in 1938. Shell Point Road in Ruskin is a quiet community with no HOA or CDD. Property is zoned PD, allowing flexible land uses. It is conveniently located minutes from Tampa, Brandon, St Pete, Bradenton, Shell Point Marina, Little Harbor, shopping, restaurants, and healthcare facilities. The potential to own a spectacular piece of paradise doesn't come along often. Now is the time to make the move and start enjoying the dream! All measurements are approximate. Structures are tear downs, please do not enter. Lot to the Left is also available TB8472734 for a total of 126 feet of river front and .723 AC. PKG the two and save TB8389115

3312 W Shell Point Road, Ruskin
$349,000
Unplatted SubDv. ⋅ 33570 Zip Code
A rare opportunity to own .30 AC of prime real estate on the Little Manatee River within minutes of the Bay and Gulf. It features 51 feet of deep-water access with ample depth to accommodate most large vessels. Build your own dock and lift for a slice of paradise! Shell Point Road in Ruskin is a quiet community with no HOA or CDD. Property is zoned PD, allowing flexible land uses. It is conveniently located minutes from Tampa, Brandon, St Pete, Bradenton, Shell Point Marina, Little Harbor, shopping, restaurants, and healthcare facilities. The potential to own a spectacular piece of paradise doesn't come along often. Now is the time to make the move and start enjoying the dream! All measurements are approximate. Structure is a tear down, please do not enter. RV will be removed. Lot to the right is also available TB8472762 or save and buy both TB8389115!

3306 W Shell Point Road, Ruskin
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