Ruskin Homes with Lake Front Water Frontage

Ruskin Homes with Lake Front Water Frontage

Welcome to Ruskin, Florida – a hidden gem nestled in the heart of Hillsborough County, where the serene beauty of nature meets the charm of a close-knit community. Known for its picturesque landscapes and vibrant waterfront, Ruskin offers a unique blend of coastal living and suburban comfort. With its rich history, diverse culture, and an abundance of outdoor activities, this delightful city is the perfect place to call home.

One of the most enchanting features of Ruskin is its stunning lakefront properties. Imagine waking up each morning to the gentle sounds of water lapping against the shore, with breathtaking views right from your window. Homes with lakefront waterfrontage in Ruskin not only provide a tranquil escape but also offer a lifestyle filled with recreational opportunities. Whether you enjoy kayaking, fishing, or simply soaking in the sun on your private dock, these properties offer a front-row seat to nature’s beauty.

The community is also known for its warm hospitality and family-friendly atmosphere. With local parks, farmers' markets, and community events, residents find plenty of ways to connect and engage. The nearby beaches and nature reserves provide endless opportunities for exploration, making Ruskin a haven for outdoor enthusiasts.

If you're seeking a home that combines the allure of waterfront living with the charm of a vibrant community, look no further than Ruskin. Experience the tranquility and beauty of lakefront living in this enchanting Florida city – where your dream home awaits!

Newest Ruskin Homes with Lake Front Water Frontage

$330,000
4 Beds ⋅ 2 Baths ⋅ Spencer Crk Ph 1 SubDv. ⋅ 33570 Zip Code
Welcome to 1461 Golden Glow Drive, a spacious 4-bedroom, 2-bathroom home offering peaceful water views and a comfortable, easy-living layout. Positioned along a west-facing pond in the Spencer Creek community, the backyard provides a relaxing setting to enjoy Florida sunsets and the natural scenery beyond. The Hartford floor plan features an open main living area designed for everyday living and entertaining. At the center of the home, the kitchen offers light cabinetry, granite countertops, stainless steel appliances, a roomy pantry, and an extended breakfast bar with space for additional seating. Natural light carries throughout the living and dining areas, creating a bright and welcoming atmosphere. The primary bedroom is set apart from the secondary bedrooms and also overlooks the pond, offering a peaceful water view to wake up to each morning. It includes a large walk-in closet and private bathroom with dual sinks and a walk-in shower. Three additional bedrooms and a full guest bathroom provide space for family, guests, a home office, or hobbies. Additional features include an interior laundry room near the garage entrance and a two-car garage with room for vehicles and storage. Outside, the pond-view backyard offers an inviting place to relax, entertain, or simply take in the evening sky. Residents of Spencer Creek enjoy access to a community pool, playground, dog park, basketball court, and open green spaces. The Ruskin area offers convenient access to I-75 and US-41, making travel to MacDill AFB, St. Petersburg, Tampa, Bradenton, and Sarasota easy. With nearby restaurants, shopping, and Gulf beaches just a short drive away, the location combines everyday convenience with plenty of opportunities to enjoy boating, fishing, nature trails, beaches, and the Florida outdoors. The property is also located within a USDA-eligible area, which may provide qualified buyers with a 0% down financing option. Schedule your private showing and experience the space, setting, and sunset pond views this home has to offer.

1461 Golden Glow Drive, Ruskin
$424,999
4 Beds ⋅ 3 Baths ⋅ Shell Cove Ph 1 SubDv. ⋅ 33570 Zip Code
Virtually Staged. Spacious, beautifully maintained, and designed with both comfort and functionality in mind, this impressive 4-bedroom, 3-bath home offers 2,738 square feet of versatile living space in the desirable Shell Cove community. Overlooking a peaceful pond, the property combines generous indoor living areas with scenic outdoor views, making it an ideal place to entertain, relax, or accommodate a growing family. A welcoming foyer opens to a private den or home office before leading into the heart of the home. The well-appointed kitchen features granite countertops, a large center island, abundant cabinetry, and a walk-in pantry, all overlooking the bright and spacious great room filled with natural light. Sliding glass doors off the dining area lead to the covered, screened lanai where you can enjoy morning coffee, evening sunsets, or weekend cookouts while taking in tranquil pond views. The oversized backyard also provides ample space to add a future pool. The thoughtfully designed floor plan includes a first-floor bedroom and full bath, perfect for guests or multigenerational living. Upstairs, a spacious bonus room offers flexible living space, while an additional bedroom and full bath create a comfortable private retreat for family or visitors. A custom barn door provides added privacy between the primary suite and bonus room. The expansive primary suite offers a bright, relaxing retreat with an ensuite bath featuring dual granite vanities, a soaking garden tub, a custom glass walk-in shower, and two generous walk-in closets. Storage is exceptional throughout the second floor, including a walk-in closet in one of the secondary bedrooms and three additional hallway closets, providing plenty of room to stay organized. This meticulously maintained home also includes a whole-house water softener installed approximately three years ago, a security system, and major components that offer added peace of mind, including a roof and water heater that are both approximately four years old. Residents of Shell Cove enjoy outstanding community amenities including a resort-style pool, clubhouse, playground, and dog park. Conveniently located near US-41 and I-75, you'll have easy access to Tampa, St. Petersburg, Bradenton, shopping, restaurants, marinas, parks, nature preserves, and the beautiful Gulf Coast beaches. Move-in ready and loaded with space, storage, and modern conveniences, this exceptional home is ready for its next owners. Schedule your private showing today!

1167 Ocean Spray Drive, Ruskin
$349,900
3 Beds ⋅ 3 Baths ⋅ Hawks Point Ph 1c-2 & 1d SubDv. ⋅ 33570 Zip Code
Welcome to 1921 Hawks View Drive in the desirable gated community of Hawks Point in Ruskin a beautifully maintained 3-bedroom, 2 1/2 bathrooms home offering the perfect blend of comfort, style, and Florida living. From the moment you arrive, you'll notice the home's outstanding curb appeal, enhanced by a brand-new roof (2025) and fresh exterior paint (2025), giving you peace of mind and years of worry-free ownership. Step inside to a bright and inviting floor plan featuring new luxury vinyl flooring (2025), designed for both everyday living and entertaining. As an exceptional added bonus, the home will feature a brand-new Samsung Bespoke appliance package, including a stunning smart refrigerator with a large touchscreen and Wi-Fi connectivity, along with a matching microwave, oven, and dishwasher. This stylish, high-tech kitchen upgrade offers the perfect combination of modern luxury, convenience, and functionality that today’s buyers will love. The spacious living areas flow effortlessly, creating a warm and welcoming atmosphere perfect for family gatherings or quiet evenings at home. One of the home's most captivating features is the peaceful pond view. Imagine starting your mornings with a cup of coffee while enjoying the tranquil water views or ending your day with a glass of wine on the beautifully upgraded paver patio. This outdoor living space is ideal for hosting family barbecues, entertaining friends, or simply relaxing while taking in the beautiful Florida sunsets. Beyond the home itself, you'll enjoy everything the gated Hawks Point community has to includes. Resort-style community pool Beautiful clubhouse Fully equipped fitness center Playground Scenic sidewalks and walking areas Professionally maintained common areas Gated entrance for added security and peace of mind Conveniently located just minutes from I-75, US-41, and US-301, commuting throughout the Tampa Bay area is effortless. You'll also enjoy easy access to shopping, restaurants, schools, hospitals, waterfront parks, marinas, boat ramps, and the beautiful Gulf Coast beaches. Whether you're heading to Tampa, St. Petersburg, Bradenton, or Sarasota, everything you need is within reach. This move-in-ready home combines major 2025 upgrades, a desirable 3-bedroom, 2.5-bath layout, serene pond views, beautiful outdoor living space, and outstanding community amenities, making it an exceptional opportunity for first-time buyers, growing families, or anyone looking to enjoy the Florida lifestyle. Don't miss your chance to make this beautiful home yours. Schedule your private showing today and discover why 1921 Hawks View Drive is the perfect place to call home!

1921 Hawks View Drive, Ruskin
$399,000
5 Beds ⋅ 3 Baths ⋅ River Bend Ph 4a SubDv. ⋅ 33570 Zip Code
$11,000 SELLER CONCESSION!! RARE FIND-NO FLOOD ZONE! ASSUMABLE LOAN WITH 2.8 INTEREST RATE! Situated on an expansive WATERFRONT lot, with new luxury vinyl plank flooring throughout, upgraded just 2 years ago, this home offers 5 bedrooms, 2.5 baths, a 3 car garage and the privacy of no rear neighbors with expansive pond views. Soaring ceilings, an abundance of natural light, and crown molding enhance the spacious, open-concept layout. The combined formal living room and dining room is ideal for entertaining, and the inviting family room for everyday living. The kitchen features plenty of cabinet space, recessed lighting, stainless steel appliances with complementary tile backsplash, and beautiful countertops with a center island that opens to the breakfast nook with bay window and family room. Step outside to the covered lanai where plenty of time will be spent soaking in the water views. Upstairs, the primary suite has two walk-in closets and a luxurious soaking tub perfectly positioned between both vanities overlooking the water. All secondary bedrooms are ample in size and share the remaining full bath. Additional upgrades include: whole-home surround sound. River Bend is a sought-after resort-style community with endless amenities including a heated resort-style pool, splash pad, fully equipped gym, 2 playgrounds, a dog park, basketball court, tennis courts, pickleball courts, catch and release ponds and more. Just minutes from I-75 and US-41, you have easy access to nearby shopping, dining, schools, and commuting into Tampa, St. Petersburg or around Tampa Bay.

632 Tanana Fall Drive, Ruskin
$160,000
4 Beds ⋅ 3 Baths ⋅ Hawks Point Ph 1c SubDv. ⋅ 33570 Zip Code
Short Sale. Approved Short sale and Fixer upper, this 4-Bedroom 3 Full Bathroom townhome can be yours. CASH/Hard Money Loan. Built in 2014, the home boasts a bedroom and full bathroom on the main level. It is located in the Gated Community of Hawks Point, which is between I-75 and highway 41, making it great for an easy commute into Tampa, Saint Pete, beaches, Ellenton Outlet and so much more. The master bedroom is a true gem, complete with a walk-in closet and an on-suite bathroom that features a dual sink vanity and a spacious walk-in shower. The laundry room is conveniently located upstairs between the bedrooms. The amenities in the community include 2 pools, a clubhouse, a fitness center, a park, a playground, and a dog park. Tell your agent you want to see this one TODAY! Bank to approve offers. Realtors, read the private remarks.

1432 Harbour Blue Street, Ruskin
$550,000
5 Beds ⋅ 3 Baths ⋅ Mira Lago West Ph 3 SubDv. ⋅ 33570 Zip Code
Welcome to Sunset Haven. Tucked inside the gated Mira Lago community in Ruskin, this 2013-built 5-bedroom, 3-bath home delivers 3,232 square feet of easy Florida living at just $170 per square foot — a rare combination of space, quality, and value. Step through the front door and the volume ceilings and open layout immediately open the space up. Formal living and dining flow naturally into a gourmet kitchen with rich 42" espresso cabinets, granite counters, stainless appliances, a breakfast bar, and a built-in desk nook that actually works for everyday life. The split-bedroom plan is perfectly laid out for large families, giving everyone room to spread out while still keeping the household connected and private. The primary suite is the real retreat: a sitting area, dual walk-in closets, a garden soaking tub, a walk-in tiled shower, and dual granite vanities. It’s the kind of room you don’t mind disappearing into at the end of the day. Already paid for and working hard for you: • 40 solar panels that have dramatically cut the electric bills • Culligan whole-home water purification • Hybrid water heater • Zoned high-efficiency AC • Hurricane protection • In-wall pest control Out back, a fully fenced yard (dogs will love it), four 4×16 raised garden beds ready for planting, and a gate that opens straight to lake fishing. The real showstopper? Watching the fountain light up against the sunset from your own backyard. Mira Lago itself is the kind of neighborhood that feels like a small resort — gated entry, resort-style pool, playground, and a genuine sense of community. You’ll find a strong military presence here, with many active-duty and retired families from MacDill AFB (about 45 minutes) calling it home. Downtown Tampa is roughly 35 minutes away, and some of the best Gulf beaches in the country — Fort DeSoto, St. Pete Beach, Clearwater — are an easy drive. Solar and Culligan systems are fully paid off. No loans to assume. All information believed accurate; buyers are encouraged to verify independently.

408 19th Street Nw, Ruskin
$415,000
4 Beds ⋅ 3 Baths ⋅ Spencer Creek SubDv. ⋅ 33570 Zip Code
Welcome home to your Florida, water view oasis. This 4 bedroom-plus-office home is close to all that the Tampa, Florida life has including; beaches, Disney, downtown, the Brandon Mall, and all the sports just minutes away. Your new home offers a perfectly positioned water view to enjoy morning coffee, spectacular sunsets, and Florida's year-round outdoor lifestyle. Located in the family-friendly community of Spencer Creek, residents enjoy access to a clubhouse, pool, dog park, playground and a basketball court.

1565 Colding Drive, Ruskin
$345,000
3 Beds ⋅ 2 Baths ⋅ Mira Lago West Ph 1 SubDv. ⋅ 33570 Zip Code
Virtually Staged. Welcome to this meticulously maintained one-owner home, built in 2005 and thoughtfully updated throughout. A new roof installed in 2022 provides peace of mind, while the beautifully upgraded kitchen serves as the heart of the home, featuring textured granite countertops, a center island with convenient pop-up electrical outlets, stylish backsplash, white cabinetry, newer stainless-steel appliances (2022), and a spacious L-shaped walk-in pantry. The open-concept floor plan offers volume ceilings, ceiling fans throughout, and a seamless flow between the kitchen, dining area, and family room?perfect for both everyday living and entertaining. The split-bedroom layout provides privacy, with two guest bedrooms and a full bath located at the front of the home. The spacious primary suite features two walk-in closets and an en-suite bath with updated shower. Step outside to enjoy the large L-shaped screened lanai with a partial lake view, surrounded by lush landscaping including mature mango and avocado trees, a stunning plumeria, and vibrant bird of paradise plants. Additional features include a screened front entry and an irrigation system to keep the landscape looking its best. This move-in-ready home combines thoughtful updates, functional living spaces, and beautiful outdoor surroundings in a desirable setting.

1836 Raven Glen Drive, Ruskin
$399,999
3 Beds ⋅ 2 Baths ⋅ Bahia Lakes Ph 2 SubDv. ⋅ 33570 Zip Code
Welcome to this beautifully maintained 3-bedroom, 2-bath home in the desirable Bahia Lakes community of Ruskin. Offering an open-concept floor plan with spacious living areas and a split-bedroom layout, this move-in-ready home is designed for comfortable Florida living. The kitchen overlooks the main living space and features ample cabinetry, a pantry, and breakfast bar, making it ideal for entertaining and everyday life. A home inspection has been completed and is available to the Buyer with a signed contract. Recent updates provide peace of mind, including a new roof and new water heater. Step outside to enjoy the screened lanai and tranquil water views, perfect for morning coffee or evening relaxation. Conveniently located just minutes from shopping, dining, marinas, boat ramps, and waterfront parks, this home is also approximately a 5-minute drive to the beach, allowing you to enjoy the Florida coastal lifestyle with ease. Bahia Lakes residents enjoy access to community amenities including a pool, playground, and walking paths, with easy access to I-75, Tampa, Sarasota, and the Gulf Coast's beautiful beaches. Don't miss your opportunity to own this move-in-ready home in one of Ruskin's most sought-after communities!

905 Parker Den Drive, Ruskin
$430,000
4 Beds ⋅ 3 Baths ⋅ Mira Lago West Ph 2b SubDv. ⋅ 33570 Zip Code
Welcome to this four-bedroom, three-bathroom gorgeous home, located in the wonderful gated community of Mira Lago. With more than 3,000 square feet of living space plus a three-car garage, can you say upgrades upgrades upgrades… This is the house you’ve been looking for., this beautiful lakefront property won’t last. The majority of your living area is on the ground floor, so you won’t need the stairs unless you’re taking advantage of the big loft upstairs, which is currently being utilized as a full functional gym. Upon entering the home you have a large, living room and dining room combination. Laminate flooring through-out the lower-level living space. The heart of the home is the open concept kitchen and family room. The kitchen and bathrooms have granite countertops, LG stainless steel appliances, an eat-in area and a big breakfast bar centered in the middle of the kitchen. Just off the kitchen is the laundry room with above head wood storage cabinets along with wired storage racks. The kitchen also has access to the three-car garage, so you can walk right in with your groceries. The family room has sliding glass doors leading to the covered patio overlooking the beautiful lake–great for outdoor living. You have the privacy of no rear neighbors and completely fenced-in backyard. The bedrooms are laid out in a three-way split plan. Two guest bedrooms large enough to fit Queen sized beds; and a full guest bathroom with bathtub are located off the family room. In one corner of the house you have a junior master suite that faces the rear of the home, complete with its own private, full bathroom and private entrance perfect for “mother in law suite” The master bedroom is on the other corner. It has two walk-in closets, and the large master bathroom features a garden tub, separate shower stall and dual sinks. Living in Mira Lago offers many great amenities including a community pool, basketball court, and clubhouse for your use. Come make this home yours today!

433 York Dale Drive, Ruskin
$357,490
4 Beds ⋅ 3 Baths ⋅ Spencer Creek SubDv. ⋅ 33570 Zip Code
Virtually Staged. Welcome to this beautifully maintained 4-bedroom, 2.5-bath home in the highly sought-after Spencer Creek community of Ruskin. Built in 2021 and offering 2,635 square feet of thoughtfully designed living space, this two-story residence combines modern finishes, flexible living areas, and breathtaking water views. Step inside to discover a bright and open floor plan with tile flooring throughout the entire first level. The spacious kitchen serves as the heart of the home, featuring granite countertops, stainless steel appliances, a large center island, abundant cabinetry, and a generous pantry. The kitchen seamlessly opens to the dining area and expansive great room, making entertaining effortless. A private den located on the first floor provides the perfect space for a home office, study, playroom, or flex space, while a convenient half bath completes the downstairs layout. Upstairs, you’ll find a versatile loft that offers endless possibilities as a media room, gaming area, second family room, or homework station. The spacious primary suite is designed for comfort and privacy, featuring an en-suite bath with dual sinks, a walk-in shower, and an exceptionally large walk-in closet. Three additional bedrooms, a full bath, and an upstairs laundry room provide both convenience and functionality. One of the home’s most impressive features is the serene backyard overlooking water and natural surroundings. Whether you’re enjoying your morning coffee, watching local wildlife, entertaining guests, or capturing stunning photographs of Florida’s beautiful sunrises and sunsets, the picturesque setting creates a peaceful retreat right outside your door. The water views provide a sense of tranquility and privacy that is becoming increasingly difficult to find. Residents of Spencer Creek enjoy outstanding community amenities, including a sparkling resort-style swimming pool, playground, basketball courts, and a gated pet park where four-legged family members can run and socialize. Additional features include a two-car garage, energy-efficient newer construction, and low HOA fees. Conveniently located near shopping, dining, waterfront parks, boat launches, schools, and major highways, Spencer Creek offers easy access to Tampa, St. Petersburg, Sarasota, and the Gulf Coast beaches while maintaining the charm of a peaceful neighborhood setting. If you’re searching for a move-in-ready home with generous living space, modern finishes, beautiful water views, exceptional community amenities, and room to grow, this outstanding property deserves a place at the top of your list. Schedule your private showing today and experience the lifestyle that awaits.

1507 Golden Glow Drive, Ruskin
$475,000
4 Beds ⋅ 3 Baths ⋅ Mira Lago West Ph 2a SubDv. ⋅ 33570 Zip Code
Are you looking for a home where you can enjoy the Florida weather year round? This is a gorgeous 4 bedroom, 3 bathroom, 3 car garage, WATERFRONT home in the GATED community of Mira Lago waiting for its new owners. This home is move in ready home with a LARGE, BEAUTIFUL LANAI area that has 60 feet of lakefront on a 65 acre lake. As you enter the home, there is a large front room and a grand entryway. The living space of the home is open and inviting. This tasteful kitchen features travertine floors, corian counter tops, stainless steel appliances, a closet pantry, breakfast bar, and island with gorgeous granite countertop. There is a dining nook in the kitchen with wainscot walls and updated lighting. The laundry room is conveniently off the kitchen and has extra storage. The master bedroom and 4th bedroom both sit at the back of the house with their own private bathrooms. The master bedroom has his and her closets, double sinks, a garden tub, brand newer lights, and a separate toilet room. Bedrooms 2 and 3 share a full bathroom. The large, upstairs bonus room can be used as an office, bedroom, man cave, play room, or media room and also has great LAKE VIEWS.The lanai area is HUGE and features an outdoor CUSTOM WOOD BURNING FIREPLACE and gorgeous views of the lake. Enjoy your evening meal here each day. Mira Lago is a well kept, safe, friendly community minutes to Tampa, St. Pete, Manatee County, area beaches, and many other amenities. The community has a heated pool, plenty of lakes/ ponds with fountains, basketball court and playground.

1742 Mira Lago Circle, Ruskin
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