Ruskin Homes with Boatable Water Water Frontage

Ruskin Homes with Boatable Water Water Frontage

Welcome to Ruskin, Florida – a hidden gem nestled in the heart of Hillsborough County, where the serene beauty of nature meets the vibrant pulse of coastal living. Just a stone’s throw from the bustling city of Tampa, Ruskin offers a unique blend of small-town charm and modern conveniences, making it an ideal place to call home.

One of the most alluring features of Ruskin is its stunning homes with boatable water frontage. Imagine waking up each morning to the gentle sounds of water lapping at your backyard and the breathtaking views of the sun setting over the tranquil waters. These properties provide not just a home, but a lifestyle, where boating, fishing, and water sports become part of your everyday routine. With direct access to the expansive waters of Tampa Bay and the Gulf of Mexico, adventure awaits right at your doorstep.

The community of Ruskin is rich in recreational opportunities, from the picturesque parks and nature trails to the charming local shops and eateries that dot the landscape. Whether you’re looking for a peaceful retreat or an active lifestyle filled with outdoor activities, Ruskin has something to offer everyone.

With its welcoming atmosphere, stunning waterfront properties, and proximity to major urban centers, Ruskin is the perfect place to find your dream home. Dive into the vibrant lifestyle that awaits you in this beautiful coastal community, where every day feels like a vacation! Explore the possibilities of waterfront living in Ruskin – your paradise by the bay awaits!

Newest Ruskin Homes with Boatable Water Water Frontage

$1,275,000
3 Beds ⋅ 3 Baths ⋅ Shell Point Sub SubDv. ⋅ 33570 Zip Code
3422 W Shell Point Rd, Ruskin, FL 33570 Imagine ending each day with spectacular sunsets over Tampa Bay, watching dolphins and manatees swim past your dock, and deciding on a whim to take the boat out for dinner or a sunset cruise. This beautifully updated waterfront home in Shell Point offers 91 feet of deep-water frontage, no fixed bridges, and direct sailboat access to Tampa Bay and the Gulf of Mexico. Here, the water is more than a view. It's your everyday lifestyle. Completely updated in 2026, this 3-bedroom, 3-bath residence offers approximately 3,100 square feet with soaring cathedral ceilings, ceramic tile flooring throughout, and a fresh Sherwin Williams Agreeable Gray interior accented by Extra White trim. The open floor plan features an impressive 28x26 living room with a circulating wood-burning fireplace and a spacious 26x18 family room. Large windows fill the home with natural light while showcasing beautiful water views. The oversized gourmet kitchen is designed for entertaining with a large center island, solid wood cabinetry, stone countertops, and a full suite of 2024 appliances. The first-floor primary suite offers a walk-in closet and private bath with a stone vanity and skylight. Two additional bedrooms include custom closet systems and are served by two more full baths, including one with multiple shower heads. A generous laundry room and expansive paved driveway provide exceptional convenience with room for boats, RVs, trailers, and guest parking. Outdoor living is where this home truly shines. The covered 14x26 screened lanai creates the perfect place to enjoy morning coffee, afternoon shade, or evening gatherings while taking in colorful sunsets over the water. Beyond the lanai, a concrete seawall leads to the custom 2025 dock measuring approximately 25x20 with electric, water, and a 16,000-pound boat lift. Whether you're fishing, cruising Tampa Bay, visiting waterfront restaurants, or simply relaxing while dolphins, manatees, and coastal birds pass by, every day feels like a vacation. With no fixed bridges, open water is only minutes away. Additional improvements include a 2017 roof, 2024 HVAC system serviced in January 2026, 2024 water heater, Hurricane Proof Windows, hurricane shutters, vinyl fencing, and public water and sewer. Located in the waterfront community of Shell Point, this property offers the freedom that's becoming increasingly difficult to find: no HOA, no CDD fees, no rental minimums, and the ability to keep your boat, RV, trailers, and recreational vehicles on your own property. If you've been searching for the ultimate Florida boating lifestyle with incredible bay access, waterfront views, and unforgettable sunsets, this home is ready to deliver. ***** WHAT THE SELLERS LOVE ***** "We love stepping out onto the screened porch and watching the sunset over the water while dolphins and manatees regularly make an appearance. Having our boat waiting on the private 16,000-pound lift means we can be out on Tampa Bay within minutes with absolutely no fixed bridges. The 2026 updates and soaring ceilings give the home a bright, fresh feel, and having 91 feet of waterfront with no HOA or CDD restrictions gives us the freedom to truly enjoy the Florida lifestyle we always wanted."

3422 W Shell Point Road, Ruskin
$380,000
Gull Haven Sub SubDv. ⋅ 33570 Zip Code
Build your custom WATERFRONT home on this .29-acre homesite in Ruskin with no-bridge boating access to Tampa Bay. Offering approximately 110 feet of waterfront and an existing concrete seawall, this property provides an excellent foundation for your dream home. Add a dock and boat lift to enjoy boating, fishing, kayaking, or simply relaxing on the water from your own backyard. Located on a quiet street with established waterfront homes and no homes directly across the street, you'll enjoy added privacy while remaining convenient to Tampa, St. Petersburg, Bradenton, shopping, dining, and everyday amenities. Whether you're planning your forever home or a seasonal retreat, this is a rare opportunity to create the waterfront lifestyle you've been looking for.

406 14th Street Sw, Ruskin
$949,999
3 Beds ⋅ 3 Baths ⋅ Antigua Cove Ph 1 SubDv. ⋅ 33570 Zip Code
2020 Custom Built Home on Prime 133’ Waterfront Lot with 17,000lb Boat Lift and 65’ Floating Dock on Deep Saltwater Canal with Gulf Access in the private enclave of South Shore Yacht Club! 3 Bedroom Plus Den, 3 Car-Garage, 2.5 Bathroom, Loft with 2nd Floor Balcony, Elevator, Designer Upgrades and More! Features and Upgrades Include: 17,000lb Dock with 30amp Power and Water, 65' Floating Dock, Elevator, Split Garage, GE Profile Appliance Suite with wall-mounted convection oven, cooktop, microwave/oven combo, and range hood, Custom 9'x7.5' Kitchen Island, Wood Laminate Flooring, Natural Lighting Throughout, 12' Ceilings, 8' Doors, covered lanai with a fully equipped outdoor kitchen, 2nd floor loft and balcony overlooking beautiful marina, community with Cable, Internet and Phone all included! Southshore Yacht Club is an exclusive, luxury residence, gated community just a few miles by boat on beautiful Tampa Bay to the Gulf of Mexico. Amenities include Resort Style Pool, Fitness Center, Clubhouse, Golf Cart Paths, Pickleball Court, 2 Restaurants, 2 Marinas, Beach Area and more! Enjoy the lifestyle of your dreams...beach, boating, fishing all nearby including Shell Key, Bunce's Pass, Egmont Key, Passage Key, John's Pass, Beer Can Island, Apollo Beach and more! Call Today for more details and your Private Tour!

3036 Christophers Watch Lane, Ruskin
$550,000
4 Beds ⋅ 3 Baths ⋅ Mills Bayou SubDv. ⋅ 33570 Zip Code
This immaculate 4-bed + OFFICE/DEN, 3-bath, 3-car WATER VIEW POOL HOME is understated from the street, absolutely unforgettable from the backyard, and anything but ordinary. Enjoy all the perks of being on water without the stress, as this lot is not in a flood zone. Features abound in this sleeper hit of the neighborhood: resort-style SALTWATER pool & spa, PAVER DECK, screened lanai, over a QUARTER-ACRE lot, covered front porch, fully fenced yard with pet-friendly turf, an organic garden, irrigation system, HURRICANE SHUTTERS, modern construction throughout (built in 2020), and breathtaking (west-facing) sunset views over the community-owned waterfront park bordering Mills Bayou. The OPEN-CONCEPT layout of this one-story Santa Fe floorplan is thoughtfully designed for flexibility, entertaining, and overall effortless living. CERAMIC TILE in all wet areas, LUXURY VINYL PLANK in the primary, and plush carpet in the other bedrooms. The expansive primary suite is located away from the secondary bedrooms in this SPLIT-FLOORPLAN layout for added tranquility, and includes a large WALK-IN CLOSET and luxurious EN-SUITE BATHROOM complete with a DUAL-SINK VANITY, shower stall, and water closet. The private guest suite would be an ideal solution for multi-generational living or extended visits with its WALK-IN CLOSET and EN-SUITE BATHROOM, and the two front bedrooms are situated on either side of the third full bathroom. The Great Room connects a dedicated office/den with a welcoming living area, dining area, and a stunning kitchen that must be every chef's dream. This incredible kitchen features STAINLESS STEEL APPLIANCES, island with BREAKFAST BAR seating, commercial-style ventilation above stove, generous prep space, and a WALK-IN PANTRY. The storage space in this home is unmatched - from the abundances of closets to the oversized garage, even the laundry room has been upgraded with cabinetry! The interior of this home truly shines from top to bottom, and the exterior is no exception. The screened saltwater pool includes a sundeck, spa, and both heater and chiller for year-round enjoyment. The west-facing backyard captures stunning sunset views over tranquil water and preserved greenery beyond. Designed for beauty without the upkeep, the yard is fully irrigated, thoughtfully landscaped, and features a raised garden bed with organic soil and mulch for homegrown herbs and vegetables. Mills Bayou is a community of 50 homes, and the association owns waterfront land visible from this home. There is a fenced dog park, a park, and a dock all available to the neighborhood residents. Domino Park Boat Ramp is only a few minutes away (less than a mile) for any boating enthusiasts. This is not a “drive-by” home — it’s a property that reveals its value once you step inside. For anyone looking for quality construction, privacy, and unforgettable sunset views, this home delivers.

809 Timeless Moss Drive, Ruskin
$550,000
5 Beds ⋅ 3 Baths ⋅ Mira Lago West Ph 3 SubDv. ⋅ 33570 Zip Code
Welcome to Sunset Haven. Tucked inside the gated Mira Lago community in Ruskin, this 2013-built 5-bedroom, 3-bath home delivers 3,232 square feet of easy Florida living at just $170 per square foot — a rare combination of space, quality, and value. Step through the front door and the volume ceilings and open layout immediately open the space up. Formal living and dining flow naturally into a gourmet kitchen with rich 42" espresso cabinets, granite counters, stainless appliances, a breakfast bar, and a built-in desk nook that actually works for everyday life. The split-bedroom plan is perfectly laid out for large families, giving everyone room to spread out while still keeping the household connected and private. The primary suite is the real retreat: a sitting area, dual walk-in closets, a garden soaking tub, a walk-in tiled shower, and dual granite vanities. It’s the kind of room you don’t mind disappearing into at the end of the day. Already paid for and working hard for you: • 40 solar panels that have dramatically cut the electric bills • Culligan whole-home water purification • Hybrid water heater • Zoned high-efficiency AC • Hurricane protection • In-wall pest control Out back, a fully fenced yard (dogs will love it), four 4×16 raised garden beds ready for planting, and a gate that opens straight to lake fishing. The real showstopper? Watching the fountain light up against the sunset from your own backyard. Mira Lago itself is the kind of neighborhood that feels like a small resort — gated entry, resort-style pool, playground, and a genuine sense of community. You’ll find a strong military presence here, with many active-duty and retired families from MacDill AFB (about 45 minutes) calling it home. Downtown Tampa is roughly 35 minutes away, and some of the best Gulf beaches in the country — Fort DeSoto, St. Pete Beach, Clearwater — are an easy drive. Solar and Culligan systems are fully paid off. No loans to assume. All information believed accurate; buyers are encouraged to verify independently.

408 19th Street Nw, Ruskin
$335,000
2 Beds ⋅ 3 Baths ⋅ Bahia Beach Twnhms Ph 02 SubDv. ⋅ 33570 Zip Code
WATERFRONT town home w/ metal roof, concrete construction and 4 spacious terraces to enjoy year round indoor/outdoor living in the seaside village of Little Harbor. This destination resort type lifestyle offers an on-site white sand and secluded BEACH, 2 waterfront restaurants/sports/tiki bar, newly constructed fishing pier and private outdoor seating area with a fire feature, heated swimming pool, tennis courts, pickle ball courts, clubhouse with fitness center, 2 deep water marinas, high & dry storage w/ slip availability. BOATERS paradise- direct access to the Bay/Gulf-no lifts or bridges. Freedom Boat Club on-site. Nature enthusiasts use the recently constructed community boat launch for canoeing/kayaking on the RIVER & canals, while enjoying dolphin and manatee sightings. Of course, with the location of this particular town home you never have to leave home to enjoy manatee and dolphin sightings. It is literally Manatee Haven with as many as 10-25 sightings per day as these gentle giants frolic and entertain just feet from your terrace as you watch in wonder and delight! Enjoy an Eco Tour in the afternoon or a Sunset Cruise aboard the Latitudes Pontoon with or without a dining option. Additional water sports include Paddle boards and Jet Ski's available for rent. FISHING mecca with a multitude of fishing charter selections or fish directly off the recently completed amazing community Pier. Great primary or secondary home or investment with minimum rentals being daily - perfect for AIRBNB. Highly desirable location to enjoy the breathtaking sunsets. The town home's recent upgrades include luxury vinyl plank on both the stairway as well as the second floor, new living room furniture, along with the refrigerator, dishwasher, stackable washer/dryer and A/C being nearly new at less than a year old. This move-in ready home awaits the next fortunate owner with its inviting beach design vibe while providing the ultimate in comfort and relaxation. As a bonus, additional entertaining space provided in garage with dining table, chairs and mounted TV. Convenient location-approximately half hour drive to Tampa, St. Petersburg, and Sarasota. Shopping, hospitals, restaurants, & golf courses all nearby. The taxes include the CDD. Don't miss out on this immaculately kept home - call TODAY to schedule an appointment!

3273 Mangrove Point Drive, Ruskin
$675,000
3 Beds ⋅ 2 Baths ⋅ Point Heron SubDv. ⋅ 33570 Zip Code
Welcome to the ultimate waterfront retreat! Completely remodeled in 2025, this terrific rambler is classic Florida living. Boasting exceptional curb appeal with its circular driveway, the move-in-ready 3-bedroom, 2-bathroom layout features tile flooring throughout, a bright and spacious living room, a large family room, an inside utility space, and a well-appointed kitchen. The entire home is designed to draw your eyes straight toward the back, where you’re greeted by wide-open, breathtaking views of your Little Manatee River frontage. Step outside onto the massive covered patio—the perfect spot to entertain or unwind—which overlooks an expansive, fully fenced yard with a storage shed, irrigation system, and plenty of room to add a pool. For boating enthusiasts, the property is a dream come true, featuring a brand-new seawall and a private boat dock with a 10,000-lb lift, offering completely bridge-free access to Tampa Bay and the Gulf. Complete with a new roof, hurricane-rated windows, a new water heater, a water softener, and two 12-foot gates for effortless RV parking, this marvelous home truly has it all.

806 Blue Heron Boulevard, Ruskin
$975,000
3 Beds ⋅ 3 Baths ⋅ Antigua Cove Ph 3b SubDv. ⋅ 33570 Zip Code
Welcome to waterfront living in the highly desirable Southshore Yacht Club at Little Harbor! This beautifully maintained 3-bedroom, 2.5-bath residence features a spacious loft and 2-car garage with Tesla charger. Positioned on a premium waterfront homesite, this property built in 2024 enjoys peaceful canal views and direct access to Tampa Bay, creating an exceptional opportunity for those seeking the Florida boating lifestyle. The open-concept floor plan is filled with natural light and features a spacious kitchen overlooking the living and dining areas, making it perfect for entertaining. Upstairs, the generous owner's suite offers water views, while the loft provides flexible space for a second living area, media room, or playroom. Enjoy relaxing waterfront views from the lanai and fully fenced backyard. For boating enthusiasts, waterfront homes in the community are permitted for private docks and boat lifts. Built with impact-rated windows and sliding glass doors, this home offers modern construction and peace of mind. A major advantage is the exceptionally low flood insurance premium, reflecting the home's newer construction standards and resilient design. Residents enjoy resort-style amenities including a waterfront clubhouse, marina, heated pool, fitness center, pickleball courts, walking trails, and waterfront dining. Conveniently located near Tampa, St. Petersburg, Sarasota, shopping, dining, and Gulf Coast beaches.

1112 Seagrape Drive, Ruskin
$169,000
1 Beds ⋅ 1 Baths ⋅ Island Resort At Mariners Club SubDv. ⋅ 33570 Zip Code
Now is your chance to own a turnkey, fully furnished WATERFRONT condo in the master planned community of Little Harbor. This beautifully updated and spacious condo with its king size bed, couch, full size refrigerator, microwave, and dining table and chairs provides a comfortable stay for owners/guests who relish Resort style amenities. The balcony welcomes you morning or night to enjoy coffee/refreshments as you watch motor yachts and majestic sailboats traveling to and from the open waters of Tampa Bay. Within a few steps walk to one of two heated pools and two waterfront restaurants. This unique community located directly on Tampa Bay has a half mile of white sand BEACH, a playground, bocce and shuffleboard, a basketball court, tennis and pickleball courts, fitness center, clubhouse, and the two heated swimming pools. A beach front expanded tiki bar, indoor restaurant, as well as outdoor patio seating offer extraordinary Sunsets and live music weekly. This destination Resort type of lifestyle also has 2 deep water marinas along with a high & dry with slip availability. Freedom Boat Club is an additional option located on the property. A BOATER'S paradise with direct access to the Bay/Gulf. Nature enthusiasts enjoy canoeing & kayaking on the River and canals. FISHING mecca with daily charters also available. Onsite rentals of watersports - paddle boards, jet skis, etc. This condo represents an excellent opportunity as a vacation property, second home or investment. Property management available - DAILY rentals allowed - or can be self-managed. Convenient location - approximately a half hour drive to Tampa, St. Petersburg, Sarasota. Shopping, hospitals, restaurants, and golf courses nearby. Taxes INCLUDE CDD. Don’t hesitate another minute - call today to schedule an appointment to view this lovingly maintained condo and start enjoying the Florida lifestyle!

611 Destiny Drive Unit 403, Ruskin
$1,100,000
6 Beds ⋅ 5 Baths ⋅ Ruskin City Map Of SubDv. ⋅ 33570 Zip Code
The world is your oyster and so is this dwelling located at 815 2nd Avenue NW in Ruskin, Florida. Experience true Florida waterfront living at its finest in this one of a kind 6-bedroom, 5-bathroom, coastal estate offering direct access to the Bay. It’s nestled on a beautifully landscaped gated property, this unrivaled residence blends privacy, recreation, and everything required to live the good life on this lavish waterfront sanctuary. Boating enthusiasts will be stoked with the private dock and boat port making it a breeze to spend your days on the open water. Guests can unwind on their own private sandy shore and gather around the waterfront firepit to take in the ambiance of Florida’s exceptional nature and sunsets. This home features over 5,000 square feet of expansive living areas, generously sized bedrooms, and an open concept layout that is optimal for entertaining. Also included are two full kitchens perfect for hosting extended family or multi-generational living. That is not including the kitchen that is located in the attached guest house that also features a private entrance, immense bedroom, full bathroom, living room, and dining room. A fully equipped professional-style gym and versatile floor plan further enhance the home’s appeal. No HOA or CDD fees, ample space for boats and RVs, and prime waterfront location. This property is a rare opportunity ideal as a luxury residence, family compound, or investment. There is a commercial property that is zoned PD-MU with .21 of an acre that is at 826 West Shell Point with a separate folio. This is adjacent on the north side of the property that can be purchased for an additional $200,000, which allows for boundless opportunities. Contact us for your private showing.

815 2nd Avenue Nw, Ruskin
$539,900
4 Beds ⋅ 2 Baths ⋅ Point Heron SubDv. ⋅ 33570 Zip Code
Virtually Staged. COMPLETELY RENOVATED WATERFRONT HOME IN THE HEART OF RUSKIN, OFFERING THE PERFECT BLEND OF MODERN LUXURY, ENERGY EFFICIENCY AND FLORIDA COASTAL LIVING. Situated on a nice-sized lot with room for RV/boat parking, this move-in-ready property has been upgraded from top to bottom, including a 2022 ROOF, COMPLETE ELECTRICAL REWIRE WITH A NEW PANEL, HIGH-EFFICIENCY HVAC SYSTEM, NEW WATER HEATER, IMPACT RATED WINDOWS AND DOORS, WITH ENHANCED INSULATION THROUGHOUT. Inside, you'll find beautiful tile flooring throughout, all-new drywall with a Level 5 smooth finish, LED recessed lighting, fresh paint, and a stunning kitchen featuring REAL WOOD SOFT-CLOSE CABINETRY, QUARTZ COUNTERTOPS and a spacious walk-in pantry. Both bathrooms have been beautifully remodeled with quartz countertops, updated fixtures, and a frameless glass shower in the primary suite. Step outside and enjoy true waterfront living with a newly screened lanai, new concrete pavers, marine-grade dock decking, and an oversized storage shed (with power). Hurricane-impact windows and doors may qualify for insurance discounts. The lot offers plenty of room to add a detached garage, workshop, or carport. Located in the desirable waterfront community of Ruskin, you'll enjoy a relaxed coastal lifestyle with direct access to boating, fishing, kayaking, and some of Tampa Bay's best waterfront dining. Ruskin offers a unique combination of small-town charm and convenience, with easy access to downtown Tampa, St. Petersburg, Sarasota, and the Gulf beaches via I-75 and the Selmon Expressway. Spend your weekends exploring nearby nature preserves, marinas, golf courses, farmers markets, and parks, or enjoy fresh local seafood at nearby waterfront restaurants. With no need to sacrifice convenience for waterfront living, Ruskin continues to be one of the area's best values for those seeking an active Florida lifestyle. This is a rare opportunity to own a fully renovated waterfront home where every major improvement has already been completed—simply move in, bring your boat, and start enjoying the Florida lifestyle.

802 White Heron Boulevard, Ruskin
$775,000
4 Beds ⋅ 4 Baths ⋅ Antigua Cove Ph 1a SubDv. ⋅ 33570 Zip Code
Experience luxury waterfront living in this exceptional four-story, 4 bedroom, 3.5 bath, 2,869 sq. ft. townhome located in the highly sought-after gated community of Antigua Cove nestled within Little Harbor. Built in 2024 with insulated concrete block construction on all four levels and featuring hurricane-impact windows, doors, and garage door, this residence offers outstanding durability, energy efficiency, and peace of mind. Inside, you'll find over 10-foot ceilings, engineered hardwood, LVT and tile flooring, an in-wall pest system, crown moldings, a private elevator servicing all four levels, a dual-zone HVAC for year-round comfort, tankless water heater, EV hookup, and a complete water treatment system. The gourmet kitchen is designed to impress with 42-inch cabinetry featuring glass uppers and soft-close doors and drawers, stainless steel appliances, a farmhouse sink, and elegant Calcutta Gold quartz countertops. Plantation shutters, designer lighting, and premium finishes throughout create a unique coastal atmosphere. The crown jewel of the home is the expansive fourth-floor covered rooftop terrace, complete with a built-in outdoor kitchen and panoramic views of Tampa Bay, Downtown St. Petersburg, the Skyway Bridge, Little Harbor Marina, and beyond. Additional outdoor living spaces include a spacious terrace and waterfront setting ideal for enjoying Florida's spectacular sunsets. Residents enjoy access to an impressive collection of resort-style amenities, including a gated entrance, waterfront clubhouse with pool tables, card room, mini kitchen, outdoor fire pit, heated waterfront community pool only a short walk, fitness center, dog park, pickleball courts, tennis courts, basketball court, playground, kayak launch, private fishing pier, and a private owners' beach with umbrellas and chairs. Boating enthusiasts will appreciate direct access to Tampa Bay with no bridges to navigate, deep-water access, and proximity to three marina clubs with boat slips and storage available. The community also offers manned gate security and regular roving patrols for added convenience and security. This rare waterfront opportunity combines luxury finishes, breathtaking views, premier boating access, and unmatched resort-style amenities in one of Florida's most desirable coastal communities. Call for a private showing today!

3027 Bermuda Sloop Circle, Ruskin
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