Harbor Crest Homes with No Deed Restriction Community Extras

Harbor Crest Homes with No Deed Restriction Community Extras

Welcome to Harbor Crest, a hidden gem nestled in the heart of sunny Florida. This charming subdivision offers a unique blend of coastal living and modern convenience, making it an ideal choice for families, retirees, and anyone seeking a serene lifestyle. One of the standout features of Harbor Crest is its commitment to a relaxed, no-deed-restriction community, which allows homeowners the freedom to personalize their properties without the constraints often found in other neighborhoods.

In Harbor Crest, you'll discover a variety of beautifully designed homes, each with its own character and charm. Whether you prefer a cozy bungalow or a spacious family home, there’s something for everyone here. The community is characterized by its lush landscapes and friendly atmosphere, inviting residents to embrace the great outdoors. Enjoy leisurely strolls along tree-lined streets or take a short drive to nearby beaches, where you can soak up the sun and enjoy the warm, inviting waters of the Gulf.

What sets Harbor Crest apart is the sense of community and camaraderie among its residents. With no deed restrictions, homeowners can enjoy the freedom to express their individuality, whether through landscaping choices or home improvements. Additionally, the area is conveniently located near shopping, dining, and recreational opportunities, ensuring that everything you need is just a stone's throw away.

Come and discover the charm of Harbor Crest, where the beauty of Florida living meets the freedom of a no-deed-restriction lifestyle. Your dream home awaits!

Newest Harbor Crest Homes with No Deed Restriction Community Extras

3 Beds ⋅ 2 Baths ⋅ Harbor Crest SubDv. ⋅ 33774 Zip Code

UPDATED POOL HOME IN NON FLOOD ZONE WITH BLOCK CONSTRUCTION, 2 CAR GARAGE, & JUST 2 MINUTES TO THE GULF BEACHES. Located in the Harbor Crest neighborhood of Largo, this well-maintained 3-bedroom, 2-bath home offers 1,440 heated square feet in a NON-FLOOD ZONE AND NON-EVACUATION ZONE, where flood insurance is not currently required by federally backed lenders. Adjacent to Largo Golf Course and just 2 miles from the Gulf beaches, this move-in-ready home combines major system updates with exceptional outdoor living in one of Largo's most convenient locations. Inside, porcelain tile flooring flows throughout the home, creating a clean, low-maintenance living space. The kitchen features granite countertops, solid wood cabinetry, and a NEW REFRIGERATOR (2025), while the adjacent inside laundry closet adds everyday convenience. The backyard is designed for year-round Florida living with a SCREENED SALTWATER POOL (2017), covered lanai with travertine pavers, outdoor kitchen prep area with hot and cold water, outdoor shower, private fire pit, lush tropical landscaping with mature Royal Palms, bird bath and feeder, dedicated dog run, and a fully fenced backyard with a 6-foot vinyl privacy fence. Reclaimed water irrigation helps maintain the landscaping efficiently. Additional improvements include ROOF (2014), HVAC (2014), ALL NEW DUCTWORK (2021), DOUBLE-PANE INSULATED WINDOWS (2012), WHOLE-HOUSE WATER FILTRATION SYSTEM (2014), UPGRADED 200-AMP ELECTRICAL SERVICE, AND GENERATOR-READY ELECTRICAL CONNECTION. The air-conditioned, insulated two-car garage and oversized paver driveway provide parking for up to six vehicles. Conveniently located just minutes from Walsingham Park, the Florida Botanical Gardens, shopping, dining, healthcare, and everyday conveniences, this home offers a rare combination of NON-FLOOD ZONE LOCATION, RESORT-STYLE OUTDOOR LIVING, CONCRETE BLOCK CONSTRUCTION, AND EASY ACCESS TO THE GULF BEACHES.

13555 Croft Drive N, Largo

3 Beds ⋅ 2 Baths ⋅ Harbor Crest SubDv. ⋅ 33774 Zip Code

LENDER-PAID RATE BUYDOWN available through the seller's preferred lender, helping reduce the buyer's interest rate and monthly payment. PLUS, the seller is offering a $5,000 closing cost credit with the listed price, creating an outstanding opportunity for buyers to save money upfront and lower their monthly housing costs. Welcome to 12120 Croft Drive, Largo, FL 33774! This beautifully maintained 3-bedroom, 2-bath pool home offers the perfect blend of comfort, convenience, and Florida living. Whether you're searching for your first home, a vacation getaway, or an investment opportunity, this property is a must-see. Featuring a newer roof and located outside of a flood zone, this home offers a functional floor plan with spacious living areas, abundant natural light, and comfortable bedrooms designed for everyday living. Step outside to your own private backyard oasis complete with a sparkling swimming pool perfect for entertaining, relaxing, or enjoying Florida's sunshine year round. The outdoor space is ideal for weekend BBQs, gatherings with family and friends, or simply unwinding in your own private retreat. Conveniently located just minutes from award winning Gulf beaches, parks, shopping, restaurants, golf courses, and entertainment, you'll enjoy everything the Largo and Clearwater area have to offer while still being tucked away in a quiet, established neighborhood. Perfect for first-time homebuyers, seasonal residents, or investors, this property also offers excellent potential as a short-term rental. With its desirable location, private pool, and endless possibilities, this home is an exceptional opportunity you won't want to miss. Schedule your private showing today and discover all that this wonderful home has to offer! Some photos have been virtually staged or digitally enhanced to illustrate the property's potential.

12120 Croft Drive, Largo

3 Beds ⋅ 2 Baths ⋅ Harbor Crest SubDv. ⋅ 33774 Zip Code

This fully renovated pool home less than 5 minutes from the beach, is not in a flood zone, and sits in a neighborhood with no rental restrictions, making it an ideal primary residence, vacation home, or investment opportunity. The home has three bedrooms, two bathrooms, and over 1,500 square feet, with an open layout designed for easy living and entertaining. The updated kitchen is the centerpiece of the home, featuring wood cabinetry, quartz countertops, stainless steel appliances, a farmhouse sink, wine fridge, and a large island with bar seating. It flows seamlessly into the living and dining areas, all finished with durable luxury vinyl plank flooring. Just off the main living space is a bright Florida room overlooking the backyard and pool, perfect for a home office, additional lounge space, or game room. Step outside to a true backyard retreat. The heated saltwater pool features a pebble finish, sun shelf with umbrella sleeve, and a fountain, all surrounded by travertine pavers, tropical landscaping, and low-maintenance artificial turf. There is also a safety pool fence and a covered seating area with a mounted TV, creating a great space to relax or entertain. Major improvements include a new roof in 2019, HVAC and ductwork in 2019, and an updated electrical panel in 2017. This property is already operating as a highly successful Airbnb with a Superhost in place, future bookings on the calendar, and over $92,000 in gross income in 2025, making it a true turnkey investment opportunity. Reach out to schedule a private showing.

12096 Oak Street, Largo

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Steven Koger

Customer-Focused. Knowledgeable. Experienced. Results-Driven. With over 20 years of experience representing buyers and sellers in both residential and commercial real estate, I bring a strong combination of industry knowledge, business experience, and dedication to every transaction. In addition to my real estate background, I have owned investment properties and successfully operated two small businesses, giving me valuable insight into negotiations, financial decision-making, and client service. My career and business experience have taken me from Virginia to Las Vegas and now to Florida, allowing me to work in a variety of markets and navigate many different types of transactions. No challenge is too small or too complex — I am committed to helping my clients achieve the best possible results. As a second-generation Realtor whose father owned multiple Century 21 offices, real estate has always been a part of my life. I understand the hard work, attention to detail, and dedication it takes to succeed in this industry and to help clients maximize their goals. I also hold an undergraduate degree in accounting, which gives me a strong analytical approach to evaluating real estate opportunities and managing the details of each transaction. I enjoy marketing properties, staying current with market trends, and developing strategies that help my clients succeed in today’s competitive market. I look forward to the opportunity to work together and help you achieve your real estate goals.

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